DCB Commercial Bank Plc (DAR:DCB)

DCB Commercial Bank Income Statement

Financials in millions TZS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	34,666	32,278	27,835	28,607	27,618	22,665
Interest Paid on Deposits	20,000	19,234	15,086	13,380	11,464	9,744
Net Interest Income	14,644	13,044	12,750	15,227	16,153	12,921
Net Interest Income Growth (YoY)	15.67%	2.31%	-16.27%	-5.73%	25.01%	3.15%
Gain (Loss) on Sale of Investments	-	-	379.59	3,611	1,224	228
Other Non-Interest Income	6,001	6,219	6,098	6,671	5,667	4,408
Total Non-Interest Income	6,001	6,219	6,478	10,282	6,890	4,636
Non-Interest Income Growth (YoY)	-3.99%	-3.99%	-37.00%	49.23%	48.63%	10.04%
Revenues Before Loan Losses	20,645	19,263	19,227	25,509	23,044	17,557
Provision for Loan Losses	2,748	2,105	3,110	3,875	6,504	-264.73
Revenue	17,897	17,158	16,118	21,634	16,540	17,822
Revenue Growth (YoY)	13.29%	6.45%	-25.50%	30.80%	-7.19%	-0.62%
Salaries and Employee Benefits	10,359	10,124	10,042	9,994	9,765	9,442
Occupancy Expenses	2,998	2,998	3,852	2,621	2,524	2,377
Selling, General & Administrative	5,751	5,751	6,817	8,052	6,158	4,986
Other Non-Interest Expense	56	-	-	-	277.32	-
Total Non-Interest Expense	19,164	18,873	20,712	20,667	18,725	16,805
EBT Excluding Unusual Items	-1,267	-1,715	-4,594	967.35	-2,185	1,017
Pretax Income	-1,267	-1,715	-4,594	967.35	-2,185	1,017
Income Tax Expense	-570.27	-746.27	-975.72	219.65	-540.78	563.27
Net Income	-697.04	-969.04	-3,618	747.7	-1,644	453.31
Net Income to Common	-697.04	-969.04	-3,618	747.7	-1,644	453.31
Net Income Growth	-	-	-	-	-	-77.76%
Basic Shares Outstanding	-	163	98	98	98	92
Diluted Shares Outstanding	-	163	98	98	98	92
Shares Change (YoY)	-	66.92%	-	-	5.72%	-
EPS (Basic)	-	-5.95	-37.05	7.66	-16.84	4.91
EPS (Diluted)	-	-5.95	-37.05	7.66	-16.84	4.91
EPS Growth	-	-	-	-	-	-77.76%
Effective Tax Rate	-	-	-	22.71%	-	55.41%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.