DCB Commercial Bank Plc (DAR:DCB)

DCB Commercial Bank Income Statement

Financials in millions TZS. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	34,848	32,278	27,835	28,607	27,618
Interest Income on Investments	18	-	-	-	-
Total Interest Income	34,866	32,278	27,835	28,607	27,618
Interest Paid on Deposits	19,483	19,234	15,086	13,380	11,464
Net Interest Income	15,383	13,044	12,750	15,227	16,153
Net Interest Income Growth (YoY)	17.94%	2.31%	-16.27%	-5.73%	25.01%
Gain (Loss) on Sale of Investments	-	-	379.59	3,611	1,224
Other Non-Interest Income	5,454	6,219	6,098	6,671	5,667
Total Non-Interest Income	5,454	6,219	6,478	10,282	6,890
Non-Interest Income Growth (YoY)	-12.30%	-3.99%	-37.00%	49.23%	48.63%
Revenues Before Loan Losses	20,837	19,263	19,227	25,509	23,044
Provision for Loan Losses	1,107	2,105	3,110	3,875	6,504
Revenue	19,730	17,158	16,118	21,634	16,540
Revenue Growth (YoY)	14.99%	6.45%	-25.50%	30.80%	-7.19%
Salaries and Employee Benefits	10,299	10,124	10,042	9,994	9,765
Occupancy Expenses	-	2,998	3,852	2,621	2,524
Selling, General & Administrative	-	5,751	6,817	8,052	6,158
Other Non-Interest Expense	9,055	-	-	-	277.32
Total Non-Interest Expense	19,354	18,873	20,712	20,667	18,725
EBT Excluding Unusual Items	376	-1,715	-4,594	967.35	-2,185
Pretax Income	376	-1,715	-4,594	967.35	-2,185
Income Tax Expense	267	-746.27	-975.72	219.65	-540.78
Net Income	109	-969.04	-3,618	747.7	-1,644
Net Income to Common	109	-969.04	-3,618	747.7	-1,644
Basic Shares Outstanding	182	163	98	98	98
Diluted Shares Outstanding	182	163	98	98	98
Shares Change (YoY)	11.46%	66.92%	-	-	5.72%
EPS (Basic)	0.60	-5.95	-37.05	7.66	-16.84
EPS (Diluted)	0.60	-5.95	-37.05	7.66	-16.84
Effective Tax Rate	71.01%	-	-	22.71%	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.