DCB Commercial Bank Balance Sheet

Financials in millions TZS. Fiscal year is January - December.

Millions TZS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	6,462	31,149	18,193	13,250	13,776
Investment Securities	66,021	65,092	57,942	42,552	29,319
Total Investments	66,021	65,092	57,942	42,552	29,319
Gross Loans	143,272	135,245	124,952	130,366	121,734
Allowance for Loan Losses	-3,755	-2,839	-4,548	-9,518	-7,018
Net Loans	139,517	132,406	120,404	120,848	114,716
Property, Plant & Equipment	1,906	8,385	9,872	9,141	10,151
Other Intangible Assets	-	3,028	3,631	5,067	5,111
Accrued Interest Receivable	-	-	1,255	790.59	1,338
Other Receivables	8,340	288.01	975	2,095	2,085
Restricted Cash	20,650	8,931	8,655	9,720	8,564
Other Current Assets	-	2,350	3,001	3,231	2,188
Long-Term Deferred Tax Assets	-	7,508	7,054	5,210	5,207
Other Long-Term Assets	17,589	-	-	-	-
Total Assets	260,485	259,136	230,982	211,904	192,454
Accounts Payable	-	1,170	408.47	257.99	207.74
Accrued Expenses	-	533.21	605.03	740.41	298.58
Interest Bearing Deposits	149,511	188,454	187,713	165,871	149,744
Non-Interest Bearing Deposits	-	3.9	4.77	4.34	297.33
Total Deposits	149,511	188,458	187,718	165,876	150,041
Current Portion of Long-Term Debt	-	-	11,214	1,750	701.82
Current Portion of Leases	-	194.91	1,220	1,229	980.31
Current Income Taxes Payable	4,606	-	-	-	-
Other Current Liabilities	22	563.57	827.11	424.94	956.27
Long-Term Debt	65,979	32,738	-	10,151	7,725
Long-Term Leases	-	3,679	3,259	1,655	2,566
Long-Term Unearned Revenue	592	-	-	-	-
Other Long-Term Liabilities	5,576	829.71	1,022	1,351	1,398
Total Liabilities	226,286	228,167	206,274	183,435	164,875
Common Stock	46,905	39,758	24,062	24,062	24,062
Additional Paid-In Capital	-	4,183	4,183	4,183	4,183
Retained Earnings	-8,201	-14,133	-4,016	-397.43	-1,145
Comprehensive Income & Other	-4,505	1,161	478.94	621.48	478.94
Shareholders' Equity	34,199	30,969	24,708	28,469	27,579
Total Liabilities & Equity	260,485	259,136	230,982	211,904	192,454
Total Debt	65,979	36,613	15,693	14,784	11,973
Net Cash (Debt)	-59,517	-5,464	2,500	-1,535	1,803
Net Cash Per Share	-327.62	-33.52	25.60	-15.72	18.46
Filing Date Shares Outstanding	302.75	162.99	97.65	97.65	97.65
Total Common Shares Outstanding	302.75	162.99	97.65	97.65	97.65
Book Value Per Share	112.96	190.00	253.04	291.55	282.44
Tangible Book Value	34,199	27,941	21,077	23,402	22,468
Tangible Book Value Per Share	112.96	171.43	215.85	239.66	230.10

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.