DCB Commercial Bank Plc (DAR:DCB)

DCB Commercial Bank Balance Sheet

Financials in millions TZS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	8,352	31,149	18,193	13,250	13,776	9,515
Investment Securities	62,189	65,092	57,942	42,552	29,319	33,759
Total Investments	62,189	65,092	57,942	42,552	29,319	33,759
Gross Loans	154,177	135,245	124,952	130,366	121,734	104,809
Allowance for Loan Losses	-3,215	-2,839	-4,548	-9,518	-7,018	-6,737
Net Loans	150,962	132,406	120,404	120,848	114,716	98,071
Property, Plant & Equipment	2,012	8,385	9,872	9,141	10,151	9,403
Other Intangible Assets	-	3,028	3,631	5,067	5,111	5,031
Accrued Interest Receivable	-	-	1,255	790.59	1,338	1,773
Other Receivables	3,212	288.01	975	2,095	2,085	1,939
Restricted Cash	24,604	8,931	8,655	9,720	8,564	7,089
Other Current Assets	-1	2,350	3,001	3,231	2,188	1,886
Long-Term Deferred Tax Assets	-	7,508	7,054	5,210	5,207	4,421
Other Long-Term Assets	19,233	-	-	-	-	-
Total Assets	270,563	259,136	230,982	211,904	192,454	172,888
Accounts Payable	-	1,170	408.47	257.99	207.74	129.83
Accrued Expenses	-	533.21	605.03	740.41	298.58	195.28
Interest Bearing Deposits	152,194	188,454	187,713	165,871	149,744	126,411
Non-Interest Bearing Deposits	-	3.9	4.77	4.34	297.33	606.13
Total Deposits	152,194	188,458	187,718	165,876	150,041	127,018
Current Portion of Long-Term Debt	-	-	11,214	1,750	701.82	3,161
Current Portion of Leases	-	194.91	1,220	1,229	980.31	640.89
Other Current Liabilities	22	563.57	827.11	424.94	956.27	537.01
Long-Term Debt	72,408	32,738	-	10,151	7,725	7,759
Long-Term Leases	-	3,679	3,259	1,655	2,566	2,532
Other Long-Term Liabilities	10,299	829.71	1,022	1,351	1,398	1,301
Total Liabilities	236,149	228,167	206,274	183,435	164,875	143,273
Common Stock	46,905	39,758	24,062	24,062	24,062	22,741
Additional Paid-In Capital	-	4,183	4,183	4,183	4,183	4,104
Retained Earnings	-4,684	-14,133	-4,016	-397.43	-1,145	727.14
Comprehensive Income & Other	-7,807	1,161	478.94	621.48	478.94	2,043
Shareholders' Equity	34,414	30,969	24,708	28,469	27,579	29,615
Total Liabilities & Equity	270,563	259,136	230,982	211,904	192,454	172,888
Total Debt	72,408	36,613	15,693	14,784	11,973	14,093
Net Cash (Debt)	-64,056	-5,464	2,500	-1,535	1,803	-4,578
Net Cash Per Share	-338.08	-33.52	25.60	-15.72	18.46	-49.56
Filing Date Shares Outstanding	141.3	162.99	97.65	97.65	97.65	92.36
Total Common Shares Outstanding	141.3	162.99	97.65	97.65	97.65	92.36
Book Value Per Share	243.55	190.00	253.04	291.55	282.44	320.63
Tangible Book Value	34,414	27,941	21,077	23,402	22,468	24,583
Tangible Book Value Per Share	243.55	171.43	215.85	239.66	230.10	266.16

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.