DCB Commercial Bank Cash Flow Statement

Financials in millions TZS. Fiscal year is January - December.

Millions TZS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	109	-969.04	-3,618	747.7	-1,644
Depreciation & Amortization	2,681	2,998	3,852	2,621	2,524
Gain (Loss) on Sale of Assets	-	-133.5	30.55	-	-
Gain (Loss) on Sale of Investments	-	40.34	-	-	-
Total Asset Writedown	-	98.95	-	-	140.55
Provision for Credit Losses	-	-1,709	-	-	-
Change in Other Net Operating Assets	2,583	6,470	3,400	-21,038	-12,861
Other Operating Activities	4,415	-1,978	-5,880	1,309	-45.03
Operating Cash Flow	9,788	4,817	-2,215	-16,360	-11,886
Operating Cash Flow Growth	103.19%	-	-	-	-
Capital Expenditures	-467	-361.05	-270.28	-767.03	-1,550
Sale of Property, Plant and Equipment	-	133.5	-	-	-
Investment in Securities	-	-28	-	-	-217
Purchase / Sale of Intangibles	-481	-336.4	-414.88	-783.11	-826.31
Other Investing Activities	19	-	36.53	-6.71	-51.85
Investing Cash Flow	-929	-591.95	-648.63	-1,557	-2,645
Long-Term Debt Issued	33,276	25,000	-	4,000	-
Long-Term Debt Repaid	-4,977	-4,815	-1,677	-1,285	-3,081
Net Debt Issued (Repaid)	28,299	20,185	-1,677	2,715	-3,081
Issuance of Common Stock	3,145	-	-	-	-
Common Dividends Paid	-	-	-15.3	-64.75	-
Net Increase (Decrease) in Deposit Accounts	-38,947	-276.34	19,518	15,835	23,024
Other Financing Activities	1	-11,205	-12,674	-1,088	-1,179
Financing Cash Flow	-7,502	8,703	5,152	17,396	18,763
Foreign Exchange Rate Adjustments	-	48.1	711.5	-5.31	32.44
Net Cash Flow	1,356	12,976	2,999	-525.8	4,265
Free Cash Flow	9,321	4,456	-2,486	-17,127	-13,435
Free Cash Flow Growth	109.18%	-	-	-	-
Free Cash Flow Margin	47.24%	25.97%	-15.42%	-79.17%	-81.23%
Free Cash Flow Per Share	51.31	27.34	-25.45	-175.40	-137.59
Cash Interest Paid	-	17,753	12,674	1,088	1,179
Cash Income Tax Paid	267	-687	-313.08	297.02	318.34

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.