DCB Commercial Bank Plc (DAR:DCB)

DCB Commercial Bank Cash Flow Statement

Financials in millions TZS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	-522.04	-969.04	-3,618	747.7	-1,644	453.31
Depreciation & Amortization	2,882	2,998	3,852	2,621	2,524	2,377
Gain (Loss) on Sale of Assets	-1.5	-133.5	30.55	-	-	-
Gain (Loss) on Sale of Investments	40.34	40.34	-	-	-	-
Total Asset Writedown	98.95	98.95	-	-	140.55	-
Provision for Credit Losses	-1,709	-1,709	-	-	-	-
Change in Other Net Operating Assets	30,709	6,470	3,400	-21,038	-12,861	-35,322
Other Operating Activities	-7,232	-1,978	-5,880	1,309	-45.03	1,948
Operating Cash Flow	24,265	4,817	-2,215	-16,360	-11,886	-30,545
Capital Expenditures	-487.05	-361.05	-270.28	-767.03	-1,550	-913.96
Sale of Property, Plant and Equipment	1.5	133.5	-	-	-	-
Investment in Securities	-28	-28	-	-	-217	-19
Purchase / Sale of Intangibles	-473.4	-336.4	-414.88	-783.11	-826.31	-
Other Investing Activities	-22	-	36.53	-6.71	-51.85	-
Investing Cash Flow	-1,009	-591.95	-648.63	-1,557	-2,645	-932.96
Long-Term Debt Issued	-	25,000	-	4,000	-	2,500
Long-Term Debt Repaid	-	-4,815	-1,677	-1,285	-3,081	-2,437
Net Debt Issued (Repaid)	40,560	20,185	-1,677	2,715	-3,081	62.72
Issuance of Common Stock	3,145	-	-	-	-	650
Common Dividends Paid	-	-	-15.3	-64.75	-	-500
Net Increase (Decrease) in Deposit Accounts	-50,798	-276.34	19,518	15,835	23,024	30,204
Other Financing Activities	-11,188	-11,205	-12,674	-1,088	-1,179	-1,315
Financing Cash Flow	-18,282	8,703	5,152	17,396	18,763	29,102
Foreign Exchange Rate Adjustments	48.1	48.1	711.5	-5.31	32.44	-27.69
Net Cash Flow	5,024	12,976	2,999	-525.8	4,265	-2,404
Free Cash Flow	23,778	4,456	-2,486	-17,127	-13,435	-31,459
Free Cash Flow Margin	132.86%	25.97%	-15.42%	-79.17%	-81.23%	-176.52%
Free Cash Flow Per Share	-	27.34	-25.45	-175.40	-137.59	-340.60
Cash Interest Paid	17,753	17,753	12,674	1,088	1,179	10,820
Cash Income Tax Paid	-	-687	-313.08	297.02	318.34	221.64

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.