Maendeleo Bank Ratios and Metrics

Market cap in millions TZS. Fiscal year is January - December.

Millions TZS. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 10, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	60,409	19,821	8,138	8,498	10,998	13,759
Market Cap Growth	642.26%	143.55%	-4.23%	-22.73%	-20.06%	17.24%
Last Close Price	2010.00	755.00	310.00	305.00	395.00	477.89
PE Ratio	15.58	5.16	2.21	3.62	7.77	23.42
PS Ratio	3.76	1.23	0.58	0.77	1.23	1.88
PB Ratio	2.27	0.75	0.36	0.45	0.63	0.84
P/FCF Ratio	-	-	-	-	4.83	-
P/OCF Ratio	-	-	-	-	4.08	-
Debt / Equity Ratio	1.38	1.38	0.95	0.70	0.63	0.89
Debt / FCF Ratio	-	-	-	-	4.82	-
Net Debt / Equity Ratio	1.32	1.32	-0.03	-0.17	-0.41	0.03
Net Debt / FCF Ratio	-	-	0.05	0.29	-3.16	-0.33
Return on Equity (ROE)	15.57%	15.57%	17.60%	12.83%	8.37%	3.77%
Return on Assets (ROA)	2.17%	2.17%	2.67%	2.03%	1.35%	0.62%
Earnings Yield	6.36%	19.40%	45.30%	27.63%	12.87%	4.27%
FCF Yield	-	-	-145.72%	-131.32%	20.71%	-9.88%
Payout Ratio	-	-	-	30.62%	20.54%	-
Buyback Yield / Dilution	-13.53%	-13.53%	-	-0.00%	-0.03%	-6.52%
Total Shareholder Return	-13.53%	-13.53%	-	-0.00%	-0.03%	-6.52%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.