Amlak Finance PJSC (DFM:AMLAK)

Amlak Finance PJSC Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	1,470	12.49	259.27	476.15	1,060
Depreciation & Amortization	0.96	1.09	1.48	2.67	3.7
Loss (Gain) From Sale of Investments	25.13	-	-	-	-
Asset Writedown & Restructuring Costs	-30.54	-29.1	-67.05	-48.26	-17.23
Provision for Credit Losses	-	-	-23.71	-28.2	26.46
Loss (Gain) on Equity Investments	-77.79	-35.14	-7.06	-17.42	-19.04
Change in Other Net Operating Assets	622.18	219.6	260.09	431.22	413
Other Operating Activities	734	62.84	-118.9	-332.61	-993.41
Operating Cash Flow	2,783	269.88	258.08	482.67	472.23
Operating Cash Flow Growth	931.01%	4.57%	-46.53%	2.21%	502.73%
Capital Expenditures	-0.3	-0.53	-0.5	-1.44	-0.81
Sale of Property, Plant & Equipment	5.57	-	-	-	-
Investment in Securities	-1,280	4.3	-128.93	107.5	-235.5
Other Investing Activities	-	140	50.8	112.64	59
Investing Cash Flow	-1,012	265.51	120.3	240.34	-17.77
Long-Term Debt Issued	37.36	75.22	118.74	37.52	122.05
Long-Term Debt Repaid	-17.77	-37.21	-50.74	-63.28	-62.28
Net Debt Issued (Repaid)	19.6	38.01	68	-25.76	59.77
Repurchase of Common Stock	-	-39.98	-62.23	-84.97	-56.36
Other Financing Activities	-1,007	-720.92	-402.09	-465.05	-459.38
Financing Cash Flow	-987.38	-722.9	-396.31	-575.78	-455.97
Foreign Exchange Rate Adjustments	2.76	-44.35	-33.77	-83.12	-3.12
Net Cash Flow	785.53	-231.85	-51.71	64.12	-4.62
Free Cash Flow	2,782	269.35	257.58	481.23	471.42
Free Cash Flow Growth	932.94%	4.57%	-46.48%	2.08%	517.41%
Free Cash Flow Margin	92.00%	231.11%	119.23%	170.64%	156.11%
Free Cash Flow Per Share	1.74	0.13	0.12	0.20	0.17
Cash Interest Paid	32.68	74.04	-	-	-
Cash Income Tax Paid	8.17	12.85	1.33	1.1	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.