Amlak Finance PJSC Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 2, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	2,640	1,301	1,208	930	1,085	374
Market Cap Growth	110.27%	7.70%	29.84%	-14.25%	189.79%	-46.92%
PE Ratio	1.89	25.52	4.68	1.96	1.02	-
PS Ratio	0.86	10.90	5.59	3.30	3.59	21.67
PB Ratio	0.85	0.84	0.74	0.64	0.92	1.53
P/FCF Ratio	0.89	5.63	4.69	1.93	2.30	4.90
P/OCF Ratio	0.89	5.62	4.68	1.93	2.30	4.78
Debt / Equity Ratio	-	0.10	0.12	0.11	0.23	0.80
Debt / FCF Ratio	-	0.70	0.78	0.35	0.58	2.55
Quick Ratio	5.53	1.06	1.02	0.93	0.85	0.72
Current Ratio	7.14	1.16	1.13	1.07	0.90	0.72
Asset Turnover	0.91	0.04	0.07	0.08	0.08	0.00
Return on Equity (ROE)	85.89%	3.29%	16.81%	36.02%	148.49%	-83.17%
Return on Assets (ROA)	59.93%	1.81%	7.76%	12.67%	26.25%	-9.42%
Return on Invested Capital (ROIC)	87.17%	0.11%	3.84%	13.33%	17.29%	-13.81%
Earnings Yield	75.33%	4.03%	21.47%	51.20%	97.71%	-120.54%
FCF Yield	112.34%	17.77%	21.33%	51.74%	43.47%	20.40%
Buyback Yield / Dilution	-32.67%	3.71%	11.53%	12.14%	-87.24%	-0.59%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.