Amlak Finance PJSC Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Nov '25 Nov 12, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	2,460	1,301	1,208	930	1,085	374	Upgrade
Market Cap Growth	100.00%	7.70%	29.84%	-14.25%	189.79%	-46.92%	Upgrade
PE Ratio	31.27	25.52	4.68	1.96	1.02	-	Upgrade
PS Ratio	18.68	10.90	5.59	3.30	3.59	21.67	Upgrade
PB Ratio	0.79	0.84	0.74	0.64	0.92	1.53	Upgrade
P/FCF Ratio	0.87	5.63	4.69	1.93	2.30	4.90	Upgrade
P/OCF Ratio	0.87	5.62	4.68	1.93	2.30	4.78	Upgrade
Debt / Equity Ratio	-	0.10	0.12	0.11	0.23	0.80	Upgrade
Debt / FCF Ratio	-	0.70	0.78	0.35	0.58	2.55	Upgrade
Quick Ratio	6.72	1.06	1.02	0.93	0.85	0.72	Upgrade
Current Ratio	8.57	1.16	1.13	1.07	0.90	0.72	Upgrade
Asset Turnover	0.04	0.04	0.07	0.08	0.08	0.00	Upgrade
Return on Equity (ROE)	3.19%	3.29%	16.81%	36.02%	148.49%	-83.17%	Upgrade
Return on Assets (ROA)	2.22%	1.81%	7.76%	12.67%	26.25%	-9.42%	Upgrade
Earnings Yield	3.20%	4.03%	21.47%	51.20%	97.71%	-120.54%	Upgrade
FCF Yield	114.84%	17.77%	21.33%	51.74%	43.47%	20.40%	Upgrade
Buyback Yield / Dilution	-	3.71%	11.53%	12.14%	-87.24%	-0.59%	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.