GFH Financial Group BSC (DFM:GFH)

GFH Financial Group BSC Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	138.93	126.88	106.69	94.75	79.33	99.8
Interest Income on Investments	28.94	38.31	67.51	24.63	14.28	79.14
Total Interest Income	167.87	165.19	174.2	119.38	93.61	178.93
Interest Paid on Deposits	91.35	105.5	91.97	47.96	35.69	29.95
Net Interest Income	76.53	59.69	82.22	71.42	57.93	148.99
Net Interest Income Growth (YoY)	-18.58%	-27.40%	15.13%	23.29%	-61.12%	18.93%
Trust Income	451.32	369.22	322.28	189.22	170.5	47.76
Income From Trading Activities	103.89	105.05	182.72	86.97	102.3	75.74
Gain (Loss) on Sale of Investments	99.56	127.1	37.14	53.56	14.67	20.44
Gain (Loss) on Sale of Equity Investments	13.34	30.2	34.54	27.69	-0.06	-
Other Non-Interest Income	78.24	76.6	53.74	-11.49	4.22	-6.93
Total Non-Interest Income	853.42	800.24	638.38	359.34	316.52	151.21
Non-Interest Income Growth (YoY)	17.64%	25.36%	77.65%	13.53%	109.33%	-9.42%
Revenues Before Loan Losses	929.94	859.93	720.6	430.76	374.45	300.19
Provision for Loan Losses	11.78	18.3	20.46	3.31	35.58	26.8
Revenue	918.16	841.63	700.14	427.45	338.87	273.4
Revenue Growth (YoY)	16.23%	20.21%	63.80%	26.14%	23.95%	14.52%
Salaries and Employee Benefits	-	-	-	-	59.04	42.86
Selling, General & Administrative	14.47	14.47	14.87	2.93	6.72	8.21
Other Non-Interest Expense	755.78	688.66	577.79	330.2	204.8	196.18
Total Non-Interest Expense	780.25	713.12	599.26	340.05	270.55	247.25
EBT Excluding Unusual Items	137.91	128.51	100.88	87.4	68.32	26.14
Other Unusual Items	-	-	4.35	10.31	24.3	23.2
Pretax Income	137.91	128.51	105.23	97.71	92.62	49.34
Earnings From Continuing Operations	137.91	128.51	105.23	97.71	92.62	49.34
Minority Interest in Earnings	-6.08	-10.01	-2.36	-7.45	-8.39	-4.25
Net Income	131.83	118.5	102.86	90.25	84.22	45.1
Net Income to Common	131.83	118.5	102.86	90.25	84.22	45.1
Net Income Growth	17.82%	15.21%	13.97%	7.16%	86.77%	-31.71%
Basic Shares Outstanding	3,592	3,620	3,493	3,427	3,413	3,429
Diluted Shares Outstanding	3,592	3,620	3,493	3,427	3,413	3,429
Shares Change (YoY)	0.36%	3.63%	1.94%	0.40%	-0.47%	-1.47%
EPS (Basic)	0.04	0.03	0.03	0.03	0.02	0.01
EPS (Diluted)	0.04	0.03	0.03	0.03	0.02	0.01
EPS Growth	17.40%	11.17%	11.80%	6.73%	87.67%	-30.70%
Dividend Per Share	0.021	0.016	0.016	0.016	0.012	0.005
Dividend Growth	30.43%	-	3.33%	33.61%	147.92%	-43.53%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.