GFH Financial Group BSC (DFM:GFH)

GFH Financial Group BSC Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	155.16	111.75	106.69	94.75	79.33
Interest Income on Investments	-	-	67.51	24.63	14.28
Total Interest Income	155.16	111.75	174.2	119.38	93.61
Interest Paid on Deposits	279.37	266.02	91.97	47.96	35.69
Net Interest Income	-124.21	-154.28	82.22	71.42	57.93
Net Interest Income Growth (YoY)	-	-	15.13%	23.29%	-61.12%
Trust Income	564.38	553.61	322.28	189.22	170.5
Income From Trading Activities	-	-	182.72	86.97	102.3
Gain (Loss) on Sale of Investments	-	-	37.14	53.56	14.67
Gain (Loss) on Sale of Equity Investments	-	-	34.54	27.69	-0.06
Other Non-Interest Income	-	-	53.74	-11.49	4.22
Total Non-Interest Income	564.38	553.61	638.38	359.34	316.52
Non-Interest Income Growth (YoY)	1.94%	-13.28%	77.65%	13.53%	109.33%
Revenues Before Loan Losses	440.17	399.34	720.6	430.76	374.45
Provision for Loan Losses	27.18	18.3	20.46	3.31	35.58
Revenue	412.99	381.04	700.14	427.45	338.87
Revenue Growth (YoY)	8.39%	-45.58%	63.80%	26.14%	23.95%
Salaries and Employee Benefits	-	-	-	-	59.04
Selling, General & Administrative	-	-	-	2.93	6.72
Other Non-Interest Expense	267.49	252.53	599.26	330.2	204.8
Total Non-Interest Expense	267.49	252.53	599.26	340.05	270.55
EBT Excluding Unusual Items	145.5	128.51	100.88	87.4	68.32
Other Unusual Items	-	-	4.35	10.31	24.3
Pretax Income	145.5	128.51	105.23	97.71	92.62
Earnings From Continuing Operations	145.5	128.51	105.23	97.71	92.62
Minority Interest in Earnings	-5.39	-10.01	-2.36	-7.45	-8.39
Net Income	140.11	118.5	102.86	90.25	84.22
Net Income to Common	140.11	118.5	102.86	90.25	84.22
Net Income Growth	18.23%	15.21%	13.97%	7.16%	86.77%
Basic Shares Outstanding	3,574	3,620	3,493	3,427	3,413
Diluted Shares Outstanding	3,574	3,620	3,493	3,427	3,413
Shares Change (YoY)	-1.27%	3.63%	1.94%	0.40%	-0.47%
EPS (Basic)	0.04	0.03	0.03	0.03	0.02
EPS (Diluted)	0.04	0.03	0.03	0.03	0.02
EPS Growth	19.76%	11.17%	11.80%	6.73%	87.67%
Dividend Per Share	0.027	0.016	0.016	0.016	0.012
Dividend Growth	62.90%	-	3.33%	33.61%	147.92%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.