International Financial Advisors Holding - KPSC (DFM:IFA)

DFM:IFA Statistics

Total Valuation

DFM:IFA has a market cap or net worth of AED 2.81 billion. The enterprise value is 3.06 billion.

Market Cap	2.81B
Enterprise Value	3.06B

Important Dates

The last earnings date was Thursday, November 6, 2025.

Earnings Date	Nov 6, 2025
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	516.82M
Shares Outstanding	n/a
Shares Change (YoY)	+5.30%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	6.03%
Float	304.49M

Valuation Ratios

The trailing PE ratio is 17.07.

PE Ratio	17.07
Forward PE	n/a
PS Ratio	18.00
PB Ratio	1.76
P/TBV Ratio	1.83
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 22.26, with an EV/FCF ratio of -25.77.

EV / Earnings	18.60
EV / Sales	19.76
EV / EBITDA	22.26
EV / EBIT	22.27
EV / FCF	-25.77

Financial Position

The company has a current ratio of 6.50, with a Debt / Equity ratio of 0.16.

Current Ratio	6.50
Quick Ratio	6.50
Debt / Equity	0.16
Debt / EBITDA	1.80
Debt / FCF	-2.10
Interest Coverage	18.79

Financial Efficiency

Return on equity (ROE) is 11.68% and return on invested capital (ROIC) is 5.29%.

Return on Equity (ROE)	11.68%
Return on Assets (ROA)	4.83%
Return on Invested Capital (ROIC)	5.29%
Return on Capital Employed (ROCE)	7.33%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, DFM:IFA has paid 1.24 million in taxes.

Income Tax	1.24M
Effective Tax Rate	0.75%

Stock Price Statistics

The stock price has increased by +26.08% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+26.08%
50-Day Moving Average	5.19
200-Day Moving Average	4.86
Relative Strength Index (RSI)	50.33
Average Volume (20 Days)	7,529

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DFM:IFA had revenue of AED 155.90 million and earned 164.36 million in profits. Earnings per share was 0.32.

Revenue	155.90M
Gross Profit	153.48M
Operating Income	138.33M
Pretax Income	166.16M
Net Income	164.36M
EBITDA	138.38M
EBIT	138.33M
Earnings Per Share (EPS)	0.32

Balance Sheet

The company has 56.58 million in cash and 249.02 million in debt, giving a net cash position of -192.44 million.

Cash & Cash Equivalents	56.58M
Total Debt	249.02M
Net Cash	-192.44M
Net Cash Per Share	n/a
Equity (Book Value)	1.59B
Book Value Per Share	2.95
Working Capital	339.28M

Cash Flow

In the last 12 months, operating cash flow was -118.46 million and capital expenditures -156,285, giving a free cash flow of -118.62 million.

Operating Cash Flow	-118.46M
Capital Expenditures	-156,285
Free Cash Flow	-118.62M
FCF Per Share	n/a

Margins

Gross margin is 98.44%, with operating and profit margins of 88.73% and 105.42%.

Gross Margin	98.44%
Operating Margin	88.73%
Pretax Margin	106.58%
Profit Margin	105.42%
EBITDA Margin	88.76%
EBIT Margin	88.73%
FCF Margin	n/a

Dividends & Yields

DFM:IFA does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-5.30%
Shareholder Yield	-5.30%
Earnings Yield	5.86%
FCF Yield	-4.23%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 8, 2025. It was a forward split with a ratio of 1.13.

Last Split Date	Jul 8, 2025
Split Type	Forward
Split Ratio	1.13

Scores

DFM:IFA has an Altman Z-Score of 5.06 and a Piotroski F-Score of 5.

Altman Z-Score	5.06
Piotroski F-Score	5