Ithmaar Holding B.S.C. Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	12.41	10.46	-9.31	-38.39	38.6	-41.72	Upgrade
Depreciation & Amortization	26.21	22.13	19.33	22.67	16.66	25.42	Upgrade
Gain (Loss) on Sale of Assets	-0.19	-0.16	-0.08	-0.26	-1.58	0.13	Upgrade
Gain (Loss) on Sale of Investments	-0.14	-0.14	3.95	2.89	4.67	19.06	Upgrade
Total Asset Writedown	2.95	10.91	0.2	7.93	-58.41	-33.08	Upgrade
Provision for Credit Losses	11.11	29.91	14.5	8.82	23.62	52.56	Upgrade
Change in Other Net Operating Assets	-374.53	247.26	314.58	-62.73	328.59	424.14	Upgrade
Other Operating Activities	-331.31	-418.59	-331.42	-216.48	-125.46	-125.28	Upgrade
Net Cash from Discontinued Operations	-32.86	-	-	-15.59	29.72	-	Upgrade
Operating Cash Flow	-679.7	-91.29	14.18	-291.14	265	297.46	Upgrade
Operating Cash Flow Growth	-	-	-	-	-10.91%	-	Upgrade
Capital Expenditures	-58.82	-77	-33.53	-	-45.77	-10.23	Upgrade
Sale of Property, Plant and Equipment	-0.22	-	-	8.64	-	7.26	Upgrade
Investment in Securities	233.36	124.9	-188.16	-104.63	-456.85	-515.55	Upgrade
Income (Loss) Equity Investments	6.65	6.93	2.43	-	8.6	-23.78	Upgrade
Other Investing Activities	-	-	-	20.71	20.14	28.65	Upgrade
Investing Cash Flow	174.33	47.91	-221.68	-75.28	-480.35	-490.78	Upgrade
Long-Term Debt Repaid	-	-13.02	-11.03	-14.63	-16.42	-	Upgrade
Net Debt Issued (Repaid)	-13.98	-13.02	-11.03	-14.63	-16.42	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	511.89	236.63	220.74	177.38	147.88	125.58	Upgrade
Financing Cash Flow	497.92	223.61	209.71	162.76	131.46	125.58	Upgrade
Foreign Exchange Rate Adjustments	-9.27	0.43	-9.33	-75.93	-48.87	-28.64	Upgrade
Net Cash Flow	-16.73	180.66	-7.12	-279.59	-132.76	-96.39	Upgrade
Free Cash Flow	-738.52	-168.28	-19.35	-291.14	219.23	287.23	Upgrade
Free Cash Flow Growth	-	-	-	-	-23.67%	-	Upgrade
Free Cash Flow Margin	-137.80%	-40.46%	-5.73%	-94.98%	69.80%	91.57%	Upgrade
Free Cash Flow Per Share	-0.25	-0.06	-0.01	-0.10	0.07	0.10	Upgrade
Cash Income Tax Paid	8.11	58.71	62.79	53.52	42.32	15.16	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.