Mashreqbank PSC (DFM:MASQ)

Mashreqbank PSC Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	27,220	38,950	38,106	38,505	21,302	20,841
Investment Securities	38,975	33,311	32,295	22,747	43,562	38,431
Trading Asset Securities	6,101	4,544	4,847	5,276	2,273	2,966
Total Investments	45,076	37,855	37,142	28,023	45,836	41,397
Gross Loans	200,770	169,210	149,108	115,074	89,739	78,305
Allowance for Loan Losses	-2,653	-2,694	-3,113	-4,903	-6,721	-5,811
Other Adjustments to Gross Loans	-2,352	-2,259	-2,550	-2,581	-1,532	-647.88
Net Loans	195,765	164,257	143,444	107,590	81,486	71,846
Property, Plant & Equipment	1,305	1,339	1,382	1,395	1,426	1,467
Other Intangible Assets	376.81	374.33	360.61	230.67	281.34	294.44
Investments in Real Estate	150.02	151.62	502.05	464.84	462.83	449.72
Accrued Interest Receivable	-	212.7	194.71	194.26	-	277.35
Other Receivables	-	56.11	40.13	45.48	-	770.54
Restricted Cash	16,882	14,810	10,236	5,223	4,457	3,770
Other Current Assets	8,024	4,213	4,088	9,698	14,341	13,079
Other Real Estate Owned & Foreclosed	-	-	-	286.83	-	94.95
Other Long-Term Assets	10,666	5,233	4,485	5,588	7,462	4,236
Total Assets	305,464	267,453	239,981	197,245	177,054	158,523
Accrued Expenses	-	1,516	1,249	955.21	1,434	1,520
Interest Bearing Deposits	82,251	66,496	64,648	47,447	47,649	45,703
Non-Interest Bearing Deposits	104,915	94,444	81,585	66,360	53,834	42,558
Total Deposits	187,167	160,940	146,232	113,806	101,483	88,261
Short-Term Borrowings	17,383	16,813	15,088	13,539	6,589	6,020
Current Portion of Long-Term Debt	-	2,775	4,980	2,350	4,323	3,141
Current Income Taxes Payable	-	822.54	86.05	112.66	104.53	90.94
Accrued Interest Payable	-	1,090	829.67	473.6	425.2	552.77
Other Current Liabilities	8,024	7,957	7,286	12,906	14,874	13,318
Long-Term Debt	36,869	31,433	26,719	23,190	19,669	18,882
Long-Term Leases	-	79.7	52.58	48.98	62.28	82.16
Long-Term Unearned Revenue	-	521.47	672.35	612.99	1,885	1,591
Pension & Post-Retirement Benefits	-	306.84	284.21	253.6	234.98	248.33
Other Long-Term Liabilities	17,098	5,418	5,184	4,488	4,945	4,628
Total Liabilities	266,540	229,673	208,663	172,737	156,029	138,335
Common Stock	2,006	2,006	2,006	2,006	2,006	1,775
Retained Earnings	35,611	34,970	29,136	22,436	18,886	18,112
Comprehensive Income & Other	153.23	-263.27	-808.8	-842.69	-663.61	-456.86
Total Common Equity	37,771	36,713	30,333	23,599	20,228	19,431
Minority Interest	1,153	1,067	984.43	909.38	796.06	757.68
Shareholders' Equity	38,924	37,780	31,318	24,509	21,024	20,188
Total Liabilities & Equity	305,464	267,453	239,981	197,245	177,054	158,523
Total Debt	54,252	51,101	46,839	39,128	30,643	28,125
Net Cash (Debt)	-20,931	-7,607	-3,886	4,653	13,486	17,251
Net Cash Growth	-	-	-	-65.50%	-21.82%	-10.97%
Net Cash Per Share	-104.34	-37.92	-19.37	23.19	67.23	85.99
Filing Date Shares Outstanding	200.61	200.61	200.61	200.61	200.61	200.61
Total Common Shares Outstanding	200.61	200.61	200.61	200.61	200.61	200.61
Book Value Per Share	173.63	168.36	145.71	112.15	100.83	96.86
Tangible Book Value	37,394	36,338	29,973	23,369	19,947	19,136
Tangible Book Value Per Share	171.75	166.49	143.92	111.00	99.43	95.39

Source: S&P Global Market Intelligence. Banks template. Financial Sources.