Mashreqbank PSC Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	6,840	8,917	8,589	3,729	1,002
Depreciation & Amortization	151.99	155.44	156.04	205.45	160.72
Other Amortization	142.57	122.27	113.85	124.2	94.85
Gain (Loss) on Sale of Assets	-1.81	-4.96	-54.03	25.62	3.45
Gain (Loss) on Sale of Investments	-240.87	-191.76	51.69	-111.07	-178.51
Total Asset Writedown	-30.72	252.76	-17.19	-20.76	10.79
Provision for Credit Losses	314.79	-80.28	-1,333	153.58	1,957
Change in Trading Asset Securities	-1,627	712.51	-103.53	-376.17	-783.25
Change in Other Net Operating Assets	-47,473	-23,712	-37,733	-7,469	-10,787
Other Operating Activities	574.16	-950.46	-54.32	391.29	122.83
Operating Cash Flow	-41,350	-14,779	-30,376	-3,346	-8,403
Capital Expenditures	-184.2	-167.3	-136.84	-103.94	-102.99
Sale of Property, Plant and Equipment	24.05	37.93	7.27	27.38	1.44
Cash Acquisitions	-	-	-165.31	-	-
Investment in Securities	-11,938	-923.2	-9,037	-1,062	-6,561
Income (Loss) Equity Investments	-	-	7.14	1.28	-7.09
Divestitures	-	845.8	-	50.18	-
Purchase / Sale of Intangibles	-192.31	-149.06	-201.17	-130.28	-82.3
Other Investing Activities	86.37	65.93	48.54	-7.47	-4.89
Investing Cash Flow	-12,203	63.05	-9,378	-1,226	-6,750
Long-Term Debt Issued	12,174	933.48	480.59	1,970	-
Long-Term Debt Repaid	-765.76	-4,021	-545.45	-2,231	-2,301
Net Debt Issued (Repaid)	11,408	-3,087	-64.86	-260.53	-2,301
Issuance of Common Stock	-	1,828	-	1,102	-
Common Dividends Paid	-4,457	-3,870	-1,899	-200.61	-
Net Increase (Decrease) in Deposit Accounts	39,504	20,747	41,361	21,155	17,945
Other Financing Activities	-33.73	-36.65	-38.36	-36.15	-47.15
Financing Cash Flow	46,420	15,581	39,359	21,760	15,596
Foreign Exchange Rate Adjustments	-58.95	-20.72	-3.51	14.69	17.78
Net Cash Flow	-7,192	843.91	-398.75	17,202	461.42
Free Cash Flow	-41,534	-14,947	-30,513	-3,450	-8,506
Free Cash Flow Margin	-343.31%	-110.14%	-250.95%	-50.46%	-227.78%
Free Cash Flow Per Share	-207.04	-74.51	-152.10	-17.20	-42.40
Cash Income Tax Paid	906.09	138.35	184.08	141.74	48.78

Source: S&P Global Market Intelligence. Banks template. Financial Sources.