Mashreqbank PSC (DFM:MASQ)

Heartland Financial USA Statistics

Total Valuation

Mashreqbank PSC has a market cap or net worth of AED 49.75 billion.

Market Cap	49.75B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, July 18, 2025.

Earnings Date	Jul 18, 2025
Ex-Dividend Date	Mar 7, 2025

Share Statistics

Mashreqbank PSC has 200.61 million shares outstanding.

Current Share Class	200.61M
Shares Outstanding	200.61M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.00%
Float	28.89M

Valuation Ratios

The trailing PE ratio is 6.03 and the forward PE ratio is 7.07.

PE Ratio	6.03
Forward PE	7.07
PS Ratio	3.73
PB Ratio	1.34
P/TBV Ratio	1.40
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-2.29
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 24.02%.

Return on Equity (ROE)	24.02%
Return on Assets (ROA)	3.08%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	148.24M
Profits Per Employee	91.70M
Employee Count	90
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Mashreqbank PSC has paid 1.03 billion in taxes.

Income Tax	1.03B
Effective Tax Rate	10.84%

Stock Price Statistics

The stock price has increased by +11.74% in the last 52 weeks. The beta is -0.73, so Mashreqbank PSC's price volatility has been lower than the market average.

Beta (5Y)	-0.73
52-Week Price Change	+11.74%
50-Day Moving Average	245.42
200-Day Moving Average	238.96
Relative Strength Index (RSI)	42.19
Average Volume (20 Days)	2,581

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Mashreqbank PSC had revenue of AED 13.34 billion and earned 8.25 billion in profits. Earnings per share was 41.14.

Revenue	13.34B
Gross Profit	13.34B
Operating Income	9.58B
Pretax Income	9.46B
Net Income	8.25B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	41.14

Balance Sheet

The company has 47.09 billion in cash and 58.88 billion in debt, giving a net cash position of -11.79 billion or -58.78 per share.

Cash & Cash Equivalents	47.09B
Total Debt	58.88B
Net Cash	-11.79B
Net Cash Per Share	-58.78
Equity (Book Value)	37.00B
Book Value Per Share	178.83
Working Capital	-135.37B

Cash Flow

In the last 12 months, operating cash flow was -25.56 billion and capital expenditures -159.94 million, giving a free cash flow of -25.72 billion.

Operating Cash Flow	-25.56B
Capital Expenditures	-159.94M
Free Cash Flow	-25.72B
FCF Per Share	-128.21

Margins

Gross Margin	n/a
Operating Margin	71.77%
Pretax Margin	70.93%
Profit Margin	62.35%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 21.10, which amounts to a dividend yield of 8.21%.

Dividend Per Share	21.10
Dividend Yield	8.21%
Dividend Growth (YoY)	14.05%
Years of Dividend Growth	2
Payout Ratio	53.58%
Buyback Yield	n/a
Shareholder Yield	8.21%
Earnings Yield	16.59%
FCF Yield	-51.70%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 18, 2021. It was a forward split with a ratio of 1.13.

Last Split Date	Nov 18, 2021
Split Type	Forward
Split Ratio	1.13

Scores

Altman Z-Score	n/a
Piotroski F-Score	2