Sukoon Insurance PJSC Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	362.99	265.71	256.87	259.31	206.39
Depreciation & Amortization	26.72	26	24.51	25.73	11.04
Other Amortization	-	-	-	-	17.03
Gain (Loss) on Sale of Assets	0.05	20.47	2.32	25.96	3.57
Gain (Loss) on Sale of Investments	-6.94	-2.6	0.82	7.86	3.24
Change in Accounts Receivable	515.7	287.64	86.41	185.12	-15.32
Reinsurance Recoverable	-	-	-	-	169.17
Change in Unearned Revenue	-	-	-	-	-7.15
Change in Insurance Reserves / Liabilities	-48.13	-108.15	100.9	-75.89	-190.87
Change in Other Net Operating Assets	121.75	326.59	-2.24	15.24	-0.01
Other Operating Activities	-212.36	-176.66	-170.9	-126.5	-128.91
Operating Cash Flow	725.86	629.07	272.62	314.82	53.56
Operating Cash Flow Growth	15.39%	130.75%	-13.41%	487.76%	-73.10%
Capital Expenditures	-21.98	-17.16	-20.19	-24.03	-13.67
Sale of Property, Plant & Equipment	-	-	0.04	-	-
Purchase / Sale of Intangible Assets	-	-	-	-	-20.61
Cash Acquisitions	-	-	-165.31	-	-
Investment in Securities	-764.81	-882.41	-417.58	-317.81	-75.25
Other Investing Activities	246.97	196.97	153.63	104.57	128.1
Investing Cash Flow	-538.27	-349.65	-332.03	-187.09	17.19
Long-Term Debt Issued	-	-	86	-	-
Total Debt Issued	-	-	86	-	-
Total Debt Repaid	-6.87	-6.25	-4.91	-5.4	-5.07
Net Debt Issued (Repaid)	-6.87	-6.25	81.09	-5.4	-5.07
Common Dividends Paid	-92.37	-92.37	-92.37	-92.37	-92.37
Other Financing Activities	-5.1	-9.84	-2.9	-0.39	-0.49
Financing Cash Flow	-104.34	-108.46	-14.19	-98.17	-97.94
Foreign Exchange Rate Adjustments	-	-	-	-11.6	-17.59
Net Cash Flow	83.26	170.97	-73.6	17.96	-44.78
Free Cash Flow	703.88	611.91	252.43	290.79	39.89
Free Cash Flow Growth	15.03%	142.41%	-13.19%	628.92%	-76.74%
Free Cash Flow Margin	21.67%	23.61%	11.98%	15.62%	2.38%
Free Cash Flow Per Share	1.52	1.32	0.55	0.63	0.09
Cash Interest Paid	4.99	5.86	2.9	0.39	0.49
Cash Income Tax Paid	27.3	0.81	2.37	2.13	2.88
Levered Free Cash Flow	714.47	669.95	2,551	-4,013	32.82
Unlevered Free Cash Flow	717.08	673.13	2,553	-4,013	32.82
Change in Working Capital	589.32	506.08	185.08	124.47	-69.58

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.