AB Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	-12,532	9,348	25,788	21,640	20,597	24,427
Interest Paid on Deposits	33,303	28,113	20,630	17,081	15,830	20,172
Net Interest Income	-45,835	-18,765	5,158	4,559	4,767	4,255
Net Interest Income Growth (YoY)	-	-	13.13%	-4.37%	12.03%	-47.37%
Gain (Loss) on Sale of Investments	-404.93	-385.71	-254.39	-576.28	-456.48	-140
Other Non-Interest Income	3,452	7,191	6,469	7,346	7,767	8,259
Total Non-Interest Income	3,047	6,805	6,214	6,770	7,310	8,119
Non-Interest Income Growth (YoY)	-63.41%	9.50%	-8.20%	-7.40%	-9.96%	75.53%
Revenues Before Loan Losses	-42,787	-11,960	11,372	11,329	12,078	12,374
Provision for Loan Losses	-311.24	87.32	2,123	2,215	4,115	5,100
Revenue	-42,476	-12,047	9,249	9,114	7,963	7,274
Revenue Growth (YoY)	-	-	1.48%	14.46%	9.46%	6.09%
Salaries and Employee Benefits	3,517	3,320	3,218	3,248	3,148	2,807
Occupancy Expenses	1,471	1,423	1,385	1,374	1,309	1,337
Selling, General & Administrative	300.4	365.42	340.57	292.61	256.27	225.87
Other Non-Interest Expense	1,663	1,553	1,656	1,354	1,286	1,572
Total Non-Interest Expense	6,950	6,662	6,599	6,268	6,000	5,942
EBT Excluding Unusual Items	-49,426	-18,709	2,649	2,846	1,963	1,332
Pretax Income	-49,426	-18,709	2,649	2,846	1,963	1,332
Income Tax Expense	801.7	347.72	1,756	2,132	1,246	937.98
Earnings From Continuing Operations	-50,228	-19,057	893.74	714.35	716.8	394.33
Minority Interest in Earnings	-0.6	-0.52	-0.22	-0.16	-0.19	-0.25
Net Income	-50,228	-19,057	893.52	714.2	716.61	394.08
Net Income to Common	-50,228	-19,057	893.52	714.2	716.61	394.08
Net Income Growth	-	-	25.11%	-0.34%	81.84%	223.08%
Basic Shares Outstanding	896	896	896	896	896	896
Diluted Shares Outstanding	896	896	896	896	896	896
EPS (Basic)	-56.08	-21.28	1.00	0.80	0.80	0.44
EPS (Diluted)	-56.08	-21.28	1.00	0.80	0.80	0.44
EPS Growth	-	-	25.11%	-0.34%	81.84%	223.08%
Dividend Per Share	-	-	-	-	0.187	-
Effective Tax Rate	-	-	66.27%	74.90%	63.48%	70.40%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.