AB Bank PLC. (DSE: ABBANK)

AB Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	8,904	17,514	13,139	21,754	15,593	13,365
Investment Securities	23,714	54,518	52,465	65,703	64,415	62,415
Total Investments	23,714	54,518	52,465	65,703	64,415	62,415
Gross Loans	367,906	360,621	359,445	312,215	299,015	282,520
Allowance for Loan Losses	-25,316	-26,137	-27,260	-	-	-
Other Adjustments to Gross Loans	-9,083	-9,051	-11,773	-13,171	-16,114	-18,135
Net Loans	333,507	325,433	320,411	299,043	282,901	264,385
Property, Plant & Equipment	3,126	3,206	3,559	3,957	4,907	5,288
Other Intangible Assets	-	140.22	191.38	196.9	125.97	138.57
Restricted Cash	11,283	14,614	13,968	12,439	11,731	15,752
Other Long-Term Assets	25,205	21,965	8,814	10,265	9,221	6,733
Total Assets	405,740	437,391	412,547	413,358	388,894	368,076
Accounts Payable	106.65	17.83	17.5	-	-	-
Accrued Expenses	166.56	109.21	117.78	-	-	-
Interest Bearing Deposits	287,651	306,911	267,471	256,184	255,494	250,621
Non-Interest Bearing Deposits	36,891	45,823	46,910	30,921	28,629	24,205
Total Deposits	324,542	352,733	314,381	287,105	284,123	274,826
Current Income Taxes Payable	-	345.4	1,126	-	-	-
Other Current Liabilities	1,798	1,660	1,892	10,974	6,424	4,568
Long-Term Debt	11,649	13,561	22,248	41,642	28,458	22,220
Long-Term Leases	15.17	90.07	317.02	508.57	688.38	842.85
Other Long-Term Liabilities	41,533	42,887	46,674	47,552	43,511	41,578
Total Liabilities	379,810	411,405	386,774	387,781	363,205	344,036
Common Stock	8,957	8,781	8,609	8,358	7,960	7,581
Retained Earnings	16,088	16,295	16,248	16,327	16,235	15,012
Comprehensive Income & Other	871.64	897.14	903.8	879.29	1,482	1,435
Total Common Equity	25,917	25,974	25,761	25,564	25,677	24,028
Minority Interest	12.79	12.5	12.28	12.13	11.94	11.69
Shareholders' Equity	25,930	25,986	25,773	25,576	25,689	24,040
Total Liabilities & Equity	405,740	437,391	412,547	413,358	388,894	368,076
Total Debt	11,664	13,651	22,565	42,151	29,146	23,063
Net Cash (Debt)	-2,760	3,863	-9,426	-19,659	-10,780	-9,698
Net Cash Per Share	-3.08	4.31	-10.52	-21.95	-12.04	-10.83
Filing Date Shares Outstanding	895.69	895.69	895.69	895.69	895.69	895.69
Total Common Shares Outstanding	895.69	895.69	895.69	895.69	895.69	895.69
Book Value Per Share	28.93	29.00	28.76	28.54	28.67	26.83
Tangible Book Value	25,917	25,834	25,570	25,367	25,551	23,890
Tangible Book Value Per Share	28.93	28.84	28.55	28.32	28.53	26.67

Source: S&P Capital IQ. Banks template. Financial Sources.