Agrani Insurance Company Limited (DSE:AGRANINS)

Agrani Insurance Company Statistics

Total Valuation

DSE:AGRANINS has a market cap or net worth of BDT 792.41 million. The enterprise value is 709.12 million.

Market Cap	792.41M
Enterprise Value	709.12M

Important Dates

The last earnings date was Tuesday, October 28, 2025.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	May 21, 2025

Share Statistics

DSE:AGRANINS has 36.02 million shares outstanding.

Current Share Class	36.02M
Shares Outstanding	36.02M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+4.85%
Owned by Insiders (%)	27.89%
Owned by Institutions (%)	n/a
Float	25.97M

Valuation Ratios

The trailing PE ratio is 14.87.

PE Ratio	14.87
Forward PE	n/a
PS Ratio	2.64
PB Ratio	1.15
P/TBV Ratio	1.21
P/FCF Ratio	23.87
P/OCF Ratio	23.48
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	13.30
EV / Sales	2.37
EV / EBITDA	n/a
EV / EBIT	7.33
EV / FCF	21.36

Financial Position

The company has a current ratio of 3.69, with a Debt / Equity ratio of 0.10.

Current Ratio	3.69
Quick Ratio	0.91
Debt / Equity	0.10
Debt / EBITDA	n/a
Debt / FCF	2.02
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.74% and return on invested capital (ROIC) is 8.01%.

Return on Equity (ROE)	10.74%
Return on Assets (ROA)	5.91%
Return on Invested Capital (ROIC)	8.01%
Return on Capital Employed (ROCE)	11.60%
Revenue Per Employee	1.87M
Profits Per Employee	333,125
Employee Count	168
Asset Turnover	0.29
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:AGRANINS has paid 22.98 million in taxes.

Income Tax	22.98M
Effective Tax Rate	23.73%

Stock Price Statistics

The stock price has decreased by -4.82% in the last 52 weeks. The beta is 0.39, so DSE:AGRANINS's price volatility has been lower than the market average.

Beta (5Y)	0.39
52-Week Price Change	-4.82%
50-Day Moving Average	26.45
200-Day Moving Average	24.19
Relative Strength Index (RSI)	24.75
Average Volume (20 Days)	118,211

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:AGRANINS had revenue of BDT 299.67 million and earned 53.30 million in profits. Earnings per share was 1.48.

Revenue	299.67M
Gross Profit	241.30M
Operating Income	96.80M
Pretax Income	96.83M
Net Income	53.30M
EBITDA	n/a
EBIT	96.80M
Earnings Per Share (EPS)	1.48

Balance Sheet

The company has 185.51 million in cash and 67.14 million in debt, giving a net cash position of 118.37 million or 3.29 per share.

Cash & Cash Equivalents	185.51M
Total Debt	67.14M
Net Cash	118.37M
Net Cash Per Share	3.29
Equity (Book Value)	689.68M
Book Value Per Share	18.17
Working Capital	553.48M

Cash Flow

In the last 12 months, operating cash flow was 33.75 million and capital expenditures -549,816, giving a free cash flow of 33.20 million.

Operating Cash Flow	33.75M
Capital Expenditures	-549,816
Free Cash Flow	33.20M
FCF Per Share	0.92

Margins

Gross margin is 80.52%, with operating and profit margins of 32.30% and 24.71%.

Gross Margin	80.52%
Operating Margin	32.30%
Pretax Margin	32.31%
Profit Margin	24.71%
EBITDA Margin	n/a
EBIT Margin	32.30%
FCF Margin	11.08%

Dividends & Yields

This stock pays an annual dividend of 0.57, which amounts to a dividend yield of 2.57%.

Dividend Per Share	0.57
Dividend Yield	2.57%
Dividend Growth (YoY)	-50.00%
Years of Dividend Growth	1
Payout Ratio	48.20%
Buyback Yield	n/a
Shareholder Yield	2.57%
Earnings Yield	6.73%
FCF Yield	4.19%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 19, 2025. It was a forward split with a ratio of 1.06.

Last Split Date	Jun 19, 2025
Split Type	Forward
Split Ratio	1.06

Scores

Altman Z-Score	n/a
Piotroski F-Score	4