Agrani Insurance Company Limited (DSE:AGRANINS)

Agrani Insurance Company Statistics

Total Valuation

DSE:AGRANINS has a market cap or net worth of BDT 860.85 million. The enterprise value is 778.05 million.

Market Cap	860.85M
Enterprise Value	778.05M

Important Dates

The next estimated earnings date is Wednesday, July 23, 2025.

Earnings Date	Jul 23, 2025
Ex-Dividend Date	May 21, 2025

Share Statistics

DSE:AGRANINS has 36.02 million shares outstanding.

Current Share Class	36.02M
Shares Outstanding	36.02M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	33.84%
Owned by Institutions (%)	n/a
Float	23.83M

Valuation Ratios

The trailing PE ratio is 16.43.

PE Ratio	16.43
Forward PE	n/a
PS Ratio	2.87
PB Ratio	1.28
P/TBV Ratio	1.35
P/FCF Ratio	46.10
P/OCF Ratio	44.01
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	14.85
EV / Sales	2.60
EV / EBITDA	n/a
EV / EBIT	6.92
EV / FCF	41.66

Financial Position

The company has a current ratio of 3.45, with a Debt / Equity ratio of 0.10.

Current Ratio	3.45
Quick Ratio	0.86
Debt / Equity	0.10
Debt / EBITDA	n/a
Debt / FCF	3.67
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.40% and return on invested capital (ROIC) is 9.33%.

Return on Equity (ROE)	12.40%
Return on Assets (ROA)	6.85%
Return on Invested Capital (ROIC)	9.33%
Return on Capital Employed (ROCE)	13.64%
Revenue Per Employee	1.78M
Profits Per Employee	311,840
Employee Count	168
Asset Turnover	0.29
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:AGRANINS has paid 27.91 million in taxes.

Income Tax	27.91M
Effective Tax Rate	24.83%

Stock Price Statistics

The stock price has decreased by -30.97% in the last 52 weeks. The beta is 0.66, so DSE:AGRANINS's price volatility has been lower than the market average.

Beta (5Y)	0.66
52-Week Price Change	-30.97%
50-Day Moving Average	22.80
200-Day Moving Average	23.49
Relative Strength Index (RSI)	61.94
Average Volume (20 Days)	49,210

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:AGRANINS had revenue of BDT 299.48 million and earned 52.39 million in profits. Earnings per share was 1.45.

Revenue	299.48M
Gross Profit	243.72M
Operating Income	112.40M
Pretax Income	112.40M
Net Income	52.39M
EBITDA	n/a
EBIT	112.40M
Earnings Per Share (EPS)	1.45

Balance Sheet

The company has 187.04 million in cash and 68.45 million in debt, giving a net cash position of 118.60 million or 3.29 per share.

Cash & Cash Equivalents	187.04M
Total Debt	68.45M
Net Cash	118.60M
Net Cash Per Share	3.29
Equity (Book Value)	673.02M
Book Value Per Share	17.69
Working Capital	534.51M

Cash Flow

In the last 12 months, operating cash flow was 19.56 million and capital expenditures -884,463, giving a free cash flow of 18.67 million.

Operating Cash Flow	19.56M
Capital Expenditures	-884,463
Free Cash Flow	18.67M
FCF Per Share	0.52

Margins

Gross margin is 81.38%, with operating and profit margins of 37.53% and 28.45%.

Gross Margin	81.38%
Operating Margin	37.53%
Pretax Margin	37.53%
Profit Margin	28.45%
EBITDA Margin	n/a
EBIT Margin	37.53%
FCF Margin	6.24%

Dividends & Yields

This stock pays an annual dividend of 0.57, which amounts to a dividend yield of 2.37%.

Dividend Per Share	0.57
Dividend Yield	2.37%
Dividend Growth (YoY)	-50.00%
Years of Dividend Growth	1
Payout Ratio	41.88%
Buyback Yield	n/a
Shareholder Yield	2.37%
Earnings Yield	6.09%
FCF Yield	2.17%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 19, 2025. It was a forward split with a ratio of 1.06.

Last Split Date	Jun 19, 2025
Split Type	Forward
Split Ratio	1.06

Scores

Altman Z-Score	n/a
Piotroski F-Score	5