Agrani Insurance PLC. (DSE:AGRANINS)

Agrani Insurance PLC. Statistics

Total Valuation

DSE:AGRANINS has a market cap or net worth of BDT 759.99 million. The enterprise value is 697.87 million.

Market Cap	759.99M
Enterprise Value	697.87M

Important Dates

The next estimated earnings date is Monday, April 27, 2026.

Earnings Date	Apr 27, 2026
Ex-Dividend Date	May 21, 2025

Share Statistics

DSE:AGRANINS has 36.02 million shares outstanding.

Current Share Class	36.02M
Shares Outstanding	36.02M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	27.89%
Owned by Institutions (%)	n/a
Float	25.97M

Valuation Ratios

The trailing PE ratio is 23.22.

PE Ratio	23.22
Forward PE	n/a
PS Ratio	3.17
PB Ratio	1.15
P/TBV Ratio	1.22
P/FCF Ratio	31.51
P/OCF Ratio	30.62
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	21.32
EV / Sales	2.91
EV / EBITDA	n/a
EV / EBIT	28.43
EV / FCF	28.93

Financial Position

The company has a current ratio of 3.14, with a Debt / Equity ratio of 0.10.

Current Ratio	3.14
Quick Ratio	0.72
Debt / Equity	0.10
Debt / EBITDA	n/a
Debt / FCF	2.74
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -2.40% and return on invested capital (ROIC) is 2.12%.

Return on Equity (ROE)	-2.40%
Return on Assets (ROA)	1.55%
Return on Invested Capital (ROIC)	2.12%
Return on Capital Employed (ROCE)	3.15%
Revenue Per Employee	1.50M
Profits Per Employee	204,556
Employee Count	168
Asset Turnover	0.24
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:AGRANINS has paid 40.29 million in taxes.

Income Tax	40.29M
Effective Tax Rate	163.79%

Stock Price Statistics

The stock price has decreased by -12.63% in the last 52 weeks. The beta is 0.41, so DSE:AGRANINS's price volatility has been lower than the market average.

Beta (5Y)	0.41
52-Week Price Change	-12.63%
50-Day Moving Average	23.93
200-Day Moving Average	23.95
Relative Strength Index (RSI)	42.29
Average Volume (20 Days)	58,957

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:AGRANINS had revenue of BDT 240.02 million and earned 32.73 million in profits. Earnings per share was 0.91.

Revenue	240.02M
Gross Profit	159.12M
Operating Income	24.55M
Pretax Income	24.60M
Net Income	32.73M
EBITDA	n/a
EBIT	24.55M
Earnings Per Share (EPS)	0.91

Balance Sheet

The company has 163.20 million in cash and 66.15 million in debt, giving a net cash position of 97.05 million or 2.69 per share.

Cash & Cash Equivalents	163.20M
Total Debt	66.15M
Net Cash	97.05M
Net Cash Per Share	2.69
Equity (Book Value)	659.77M
Book Value Per Share	17.35
Working Capital	494.18M

Cash Flow

In the last 12 months, operating cash flow was 24.82 million and capital expenditures -697,964, giving a free cash flow of 24.12 million.

Operating Cash Flow	24.82M
Capital Expenditures	-697,964
Free Cash Flow	24.12M
FCF Per Share	0.67

Margins

Gross margin is 66.29%, with operating and profit margins of 10.23% and -6.04%.

Gross Margin	66.29%
Operating Margin	10.23%
Pretax Margin	10.25%
Profit Margin	-6.04%
EBITDA Margin	n/a
EBIT Margin	10.23%
FCF Margin	10.05%

Dividends & Yields

This stock pays an annual dividend of 0.57, which amounts to a dividend yield of 2.68%.

Dividend Per Share	0.57
Dividend Yield	2.68%
Dividend Growth (YoY)	-50.00%
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	2.68%
Earnings Yield	4.31%
FCF Yield	3.17%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 19, 2025. It was a forward split with a ratio of 1.06.

Last Split Date	Jun 19, 2025
Split Type	Forward
Split Ratio	1.06

Scores

Altman Z-Score	n/a
Piotroski F-Score	3