City Insurance PLC. (DSE:CITYGENINS)

City Insurance PLC. Statistics

Total Valuation

DSE:CITYGENINS has a market cap or net worth of BDT 3.90 billion. The enterprise value is 2.78 billion.

Market Cap	3.90B
Enterprise Value	2.78B

Important Dates

The next estimated earnings date is Thursday, October 23, 2025.

Earnings Date	Oct 23, 2025
Ex-Dividend Date	Mar 2, 2025

Share Statistics

DSE:CITYGENINS has 68.17 million shares outstanding. The number of shares has increased by 0.06% in one year.

Current Share Class	68.17M
Shares Outstanding	68.17M
Shares Change (YoY)	+0.06%
Shares Change (QoQ)	-0.29%
Owned by Insiders (%)	38.11%
Owned by Institutions (%)	n/a
Float	42.19M

Valuation Ratios

The trailing PE ratio is 19.29.

PE Ratio	19.29
Forward PE	n/a
PS Ratio	4.48
PB Ratio	2.55
P/TBV Ratio	2.55
P/FCF Ratio	19.19
P/OCF Ratio	19.07
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.14, with an EV/FCF ratio of 13.70.

EV / Earnings	13.79
EV / Sales	3.20
EV / EBITDA	9.14
EV / EBIT	9.24
EV / FCF	13.70

Financial Position

The company has a current ratio of 4.00

Current Ratio	4.00
Quick Ratio	3.38
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.61% and return on invested capital (ROIC) is 12.70%.

Return on Equity (ROE)	13.61%
Return on Assets (ROA)	8.46%
Return on Invested Capital (ROIC)	12.70%
Return on Capital Employed (ROCE)	16.56%
Revenue Per Employee	2.29M
Profits Per Employee	530,028
Employee Count	381
Asset Turnover	0.39
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:CITYGENINS has paid 96.54 million in taxes.

Income Tax	96.54M
Effective Tax Rate	32.34%

Stock Price Statistics

The stock price has decreased by -29.82% in the last 52 weeks. The beta is 0.89, so DSE:CITYGENINS's price volatility has been lower than the market average.

Beta (5Y)	0.89
52-Week Price Change	-29.82%
50-Day Moving Average	46.45
200-Day Moving Average	42.15
Relative Strength Index (RSI)	77.65
Average Volume (20 Days)	336,217

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:CITYGENINS had revenue of BDT 870.79 million and earned 201.94 million in profits. Earnings per share was 2.97.

Revenue	870.79M
Gross Profit	574.44M
Operating Income	301.45M
Pretax Income	298.48M
Net Income	201.94M
EBITDA	304.62M
EBIT	301.45M
Earnings Per Share (EPS)	2.97

Balance Sheet

The company has 1.12 billion in cash and n/a in debt, giving a net cash position of 1.12 billion or 16.36 per share.

Cash & Cash Equivalents	1.12B
Total Debt	n/a
Net Cash	1.12B
Net Cash Per Share	16.36
Equity (Book Value)	1.53B
Book Value Per Share	22.47
Working Capital	1.29B

Cash Flow

In the last 12 months, operating cash flow was 204.49 million and capital expenditures -1.28 million, giving a free cash flow of 203.21 million.

Operating Cash Flow	204.49M
Capital Expenditures	-1.28M
Free Cash Flow	203.21M
FCF Per Share	2.98

Margins

Gross margin is 65.97%, with operating and profit margins of 34.62% and 23.19%.

Gross Margin	65.97%
Operating Margin	34.62%
Pretax Margin	34.28%
Profit Margin	23.19%
EBITDA Margin	34.98%
EBIT Margin	34.62%
FCF Margin	23.34%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 1.75%.

Dividend Per Share	1.00
Dividend Yield	1.75%
Dividend Growth (YoY)	-16.67%
Years of Dividend Growth	2
Payout Ratio	33.76%
Buyback Yield	-0.06%
Shareholder Yield	1.69%
Earnings Yield	5.18%
FCF Yield	5.21%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 30, 2018. It was a forward split with a ratio of 1.1.

Last Split Date	Apr 30, 2018
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	6