City Insurance PLC. (DSE:CITYGENINS)

City Insurance PLC. Statistics

Total Valuation

DSE:CITYGENINS has a market cap or net worth of BDT 5.06 billion. The enterprise value is 3.92 billion.

Market Cap	5.06B
Enterprise Value	3.92B

Important Dates

The last earnings date was Tuesday, October 28, 2025.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	Mar 2, 2025

Share Statistics

DSE:CITYGENINS has 68.17 million shares outstanding. The number of shares has decreased by -0.45% in one year.

Current Share Class	68.17M
Shares Outstanding	68.17M
Shares Change (YoY)	-0.45%
Shares Change (QoQ)	+0.35%
Owned by Insiders (%)	38.11%
Owned by Institutions (%)	n/a
Float	42.19M

Valuation Ratios

The trailing PE ratio is 22.34.

PE Ratio	22.34
Forward PE	n/a
PS Ratio	5.54
PB Ratio	3.13
P/TBV Ratio	3.13
P/FCF Ratio	22.88
P/OCF Ratio	22.59
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 11.42, with an EV/FCF ratio of 17.73.

EV / Earnings	17.36
EV / Sales	4.29
EV / EBITDA	11.42
EV / EBIT	11.50
EV / FCF	17.73

Financial Position

The company has a current ratio of 4.12

Current Ratio	4.12
Quick Ratio	3.42
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.59% and return on invested capital (ROIC) is 13.77%.

Return on Equity (ROE)	14.59%
Return on Assets (ROA)	9.46%
Return on Invested Capital (ROIC)	13.77%
Return on Capital Employed (ROCE)	17.94%
Revenue Per Employee	2.40M
Profits Per Employee	593,377
Employee Count	381
Asset Turnover	0.41
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:CITYGENINS has paid 112.25 million in taxes.

Income Tax	112.25M
Effective Tax Rate	33.18%

Stock Price Statistics

The stock price has increased by +49.09% in the last 52 weeks. The beta is 1.04, so DSE:CITYGENINS's price volatility has been similar to the market average.

Beta (5Y)	1.04
52-Week Price Change	+49.09%
50-Day Moving Average	70.11
200-Day Moving Average	49.03
Relative Strength Index (RSI)	62.74
Average Volume (20 Days)	373,348

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:CITYGENINS had revenue of BDT 914.23 million and earned 226.08 million in profits. Earnings per share was 3.33.

Revenue	914.23M
Gross Profit	609.87M
Operating Income	341.29M
Pretax Income	338.32M
Net Income	226.08M
EBITDA	343.72M
EBIT	341.29M
Earnings Per Share (EPS)	3.33

Balance Sheet

The company has 1.14 billion in cash and n/a in debt, giving a net cash position of 1.14 billion or 16.73 per share.

Cash & Cash Equivalents	1.14B
Total Debt	n/a
Net Cash	1.14B
Net Cash Per Share	16.73
Equity (Book Value)	1.62B
Book Value Per Share	23.77
Working Capital	1.35B

Cash Flow

In the last 12 months, operating cash flow was 224.22 million and capital expenditures -2.89 million, giving a free cash flow of 221.33 million.

Operating Cash Flow	224.22M
Capital Expenditures	-2.89M
Free Cash Flow	221.33M
FCF Per Share	3.25

Margins

Gross margin is 66.71%, with operating and profit margins of 37.33% and 24.73%.

Gross Margin	66.71%
Operating Margin	37.33%
Pretax Margin	37.01%
Profit Margin	24.73%
EBITDA Margin	37.60%
EBIT Margin	37.33%
FCF Margin	24.21%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 1.34%.

Dividend Per Share	1.00
Dividend Yield	1.34%
Dividend Growth (YoY)	-16.67%
Years of Dividend Growth	2
Payout Ratio	30.15%
Buyback Yield	0.45%
Shareholder Yield	1.80%
Earnings Yield	4.46%
FCF Yield	4.37%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 30, 2018. It was a forward split with a ratio of 1.1.

Last Split Date	Apr 30, 2018
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	5