FAS Finance & Investment Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	211.08	86.52	121.6	86.22	301.61	97.61
Total Interest Expense	2,110	2,011	1,590	1,881	1,920	1,852
Net Interest Income	-1,899	-1,924	-1,468	-1,795	-1,619	-1,755
Commissions and Fees	-	-	0.2	0.2	0.6	-
Other Revenue	9.35	1.82	1.28	4.64	41.45	0.84
Revenue Before Loan Losses	-1,890	-1,922	-1,467	-1,790	-1,577	-1,754
Provision for Loan Losses	1,000	1,000	1,067	3,806	1,286	300.88
Revenue	-2,890	-2,922	-2,534	-5,596	-2,863	-2,055
Salaries & Employee Benefits	30.36	35.6	41.59	42.67	54.22	69.24
Cost of Services Provided	10.93	8.13	11.67	15	15.14	12.8
Other Operating Expenses	6.24	7.66	10.83	17.25	10.9	12.16
Total Operating Expenses	67.26	71.91	85.42	95.41	112.89	129.47
Operating Income	-2,957	-2,994	-2,620	-5,691	-2,976	-2,184
EBT Excluding Unusual Items	-3,120	-3,157	-2,880	-7,150	-2,982	-2,184
Gain (Loss) on Sale of Investments	-	-	-	-	-	5.6
Pretax Income	-3,120	-3,157	-2,880	-7,149	-2,982	-2,179
Income Tax Expense	27.62	31.1	14.68	5.53	0.53	3.57
Earnings From Continuing Ops.	-3,147	-3,188	-2,895	-7,155	-2,983	-2,182
Minority Interest in Earnings	2.94	2.88	6.44	22.66	10.98	4.21
Net Income	-3,144	-3,185	-2,888	-7,132	-2,972	-2,178
Net Income to Common	-3,144	-3,185	-2,888	-7,132	-2,972	-2,178
Shares Outstanding (Basic)	149	149	149	149	149	149
Shares Outstanding (Diluted)	149	149	149	149	149	149
EPS (Basic)	-21.10	-21.37	-19.37	-47.84	-19.94	-14.61
EPS (Diluted)	-21.10	-21.37	-19.37	-47.84	-19.94	-14.61
Free Cash Flow	-200.14	-182.26	-550.6	-830.14	-109.61	52.45
Free Cash Flow Per Share	-1.34	-1.22	-3.69	-5.57	-0.73	0.35

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.