First Finance Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	186.96	253.33	549.7	179.93	-7.5	690.91
Total Interest Expense	687	687.29	693.23	674.26	707.95	799.83
Net Interest Income	-500.03	-433.95	-143.53	-494.32	-715.45	-108.92
Other Revenue	3.21	3.21	9.52	4.62	-653	23.83
Revenue Before Loan Losses	-496.83	-430.75	-134.02	-489.7	-1,368	-85.09
Provision for Loan Losses	144.98	136.13	119.35	1,047	573.77	150.02
Revenue	-641.81	-566.88	-253.37	-1,537	-1,942	-235.11
Salaries & Employee Benefits	87.68	89.29	93.98	98.51	112.92	115.79
Cost of Services Provided	14.39	11.42	20.32	19.76	19.97	11.46
Other Operating Expenses	8.18	0.18	11.01	39.76	102.9	108.24
Total Operating Expenses	133.41	124.86	147.57	181.96	264.35	266.75
Operating Income	-775.22	-691.73	-400.93	-1,719	-2,207	-501.86
EBT Excluding Unusual Items	-775.22	-691.73	-400.93	-1,719	-2,207	-501.86
Gain (Loss) on Sale of Investments	-0.35	-3.84	-0.01	-0.91	16.11	6.66
Pretax Income	-775.57	-695.57	-404.34	-1,720	-2,190	-495.2
Income Tax Expense	1.47	1.18	3.18	0.71	-0.36	6.14
Net Income	-777.04	-696.76	-407.53	-1,721	-2,190	-501.34
Net Income to Common	-777.04	-696.76	-407.53	-1,721	-2,190	-501.34
Shares Outstanding (Basic)	118	119	119	119	119	119
Shares Outstanding (Diluted)	118	119	119	119	119	119
Shares Change (YoY)	-0.21%	-	-	-	-	-
EPS (Basic)	-6.56	-5.88	-3.44	-14.52	-18.47	-4.23
EPS (Diluted)	-6.56	-5.88	-3.44	-14.52	-18.47	-4.23
Free Cash Flow	-59.11	-83.52	48.61	44.42	23.39	-115.24
Free Cash Flow Per Share	-0.50	-0.70	0.41	0.38	0.20	-0.97

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.