First Finance Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	-777.04	-696.76	-407.53	-1,721	-2,190	-501.34
Depreciation & Amortization	24.76	25.56	23.95	24.21	27.15	29.52
Other Amortization	0.82	0.82	1.02	1.22	1.41	1.74
Provision for Credit Losses	-	-	-	-	573.77	150.02
Change in Other Net Operating Assets	176.34	194.02	365.02	395.22	1,639	218.46
Other Operating Activities	518.22	394.3	66.6	1,347	-23.77	-13.39
Operating Cash Flow	-56.91	-82.06	49.07	46.52	27.45	-115.08
Operating Cash Flow Growth	-	-	5.49%	69.47%	-	-
Capital Expenditures	-2.21	-1.46	-0.46	-2.1	-4.06	-0.16
Sale of Property, Plant & Equipment	0.11	-	2.68	0.13	-	1.5
Investment in Securities	-0.01	2.41	-2.56	6.25	50.54	-19.76
Other Investing Activities	-	-	16.32	-	-0	-0.03
Investing Cash Flow	-2.1	0.94	15.99	4.29	46.49	-18.45
Long-Term Debt Issued	-	45.12	14.84	-	16	106.58
Long-Term Debt Repaid	-	-	-	-92	-	-
Net Debt Issued (Repaid)	47.66	45.12	14.84	-92	16	106.58
Financing Cash Flow	47.66	45.12	14.84	-92	16	106.58
Net Cash Flow	-11.35	-35.99	79.9	-41.19	89.93	-26.95
Free Cash Flow	-59.11	-83.52	48.61	44.42	23.39	-115.24
Free Cash Flow Growth	-	-	9.43%	89.91%	-	-
Free Cash Flow Per Share	-0.50	-0.70	0.41	0.38	0.20	-0.97
Cash Interest Paid	354.79	346.75	615.9	657.08	655.84	758.58
Cash Income Tax Paid	16.92	15.42	7.31	7.26	7.88	1.41

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.