DSE:FIRSTSBANK Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	30,951	50,727	52,091	40,404	40,774	42,615
Interest Paid on Deposits	46,639	46,734	37,941	26,701	27,608	31,175
Net Interest Income	-15,687	3,993	14,149	13,704	13,166	11,439
Net Interest Income Growth (YoY)	-	-71.78%	3.25%	4.09%	15.09%	14.47%
Gain (Loss) on Sale of Investments	-28.59	-208.87	5.11	-73.2	43.72	54.69
Other Non-Interest Income	2,189	3,394	3,671	3,211	1,980	2,021
Total Non-Interest Income	2,160	3,185	3,676	3,138	2,024	2,076
Non-Interest Income Growth (YoY)	-40.53%	-13.34%	17.13%	55.07%	-2.51%	-9.18%
Revenues Before Loan Losses	-13,527	7,178	17,825	16,842	15,189	13,515
Provision for Loan Losses	-350.3	404.2	1,654	1,580	1,147	1,395
Revenue	-13,177	6,774	16,171	15,262	14,043	12,121
Revenue Growth (YoY)	-	-58.11%	5.96%	8.69%	15.86%	16.70%
Salaries and Employee Benefits	6,192	6,521	5,941	5,317	4,503	4,201
Occupancy Expenses	1,110	1,258	1,236	1,262	1,088	1,313
Selling, General & Administrative	816.29	877.74	905.26	1,274	704.42	302.3
Other Non-Interest Expense	928.14	1,662	1,751	1,641	1,666	1,385
Total Non-Interest Expense	9,046	10,319	9,833	9,494	7,961	7,200
EBT Excluding Unusual Items	-22,223	-3,545	6,338	5,768	6,081	4,920
Other Unusual Items	-	-	-	-	-5	-
Pretax Income	-22,223	-3,545	6,338	5,768	6,076	4,920
Income Tax Expense	-374.98	482.84	3,026	2,807	2,711	2,128
Earnings From Continuing Operations	-21,848	-4,028	3,312	2,962	3,365	2,793
Minority Interest in Earnings	-16.62	-18.73	-30.17	-18.56	-20.99	-12.62
Net Income	-21,864	-4,047	3,281	2,943	3,344	2,780
Net Income to Common	-21,864	-4,047	3,281	2,943	3,344	2,780
Net Income Growth	-	-	11.50%	-12.00%	20.30%	33.63%
Basic Shares Outstanding	1,208	1,208	1,208	1,208	1,208	1,208
Diluted Shares Outstanding	1,208	1,208	1,208	1,208	1,208	1,208
EPS (Basic)	-18.10	-3.35	2.72	2.44	2.77	2.30
EPS (Diluted)	-18.10	-3.35	2.72	2.44	2.77	2.30
EPS Growth	-	-	11.50%	-12.00%	20.30%	33.63%
Dividend Per Share	-	-	0.476	-	0.412	0.393
Dividend Growth	-	-	-	-	4.99%	-
Effective Tax Rate	-	-	47.75%	48.66%	44.62%	43.24%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.