LankaBangla Finance PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	208.3	273.56	377.51	649.81	1,281	974.09
Depreciation & Amortization	328.9	328.9	250.01	226.77	241.62	291.4
Other Amortization	54.47	54.47	63.31	60.81	49.45	53.36
Asset Writedown & Restructuring Costs	-	-	-	-	234.14	-
Provision for Credit Losses	905.67	905.67	813.25	696.1	841.85	151.03
Change in Other Net Operating Assets	-803.09	-139.36	-81.26	-8,211	-3,172	7,034
Other Operating Activities	-653.46	-523.88	-119.87	-202.8	54.47	6.49
Operating Cash Flow	37.93	896.49	653.25	-6,785	-475.86	8,506
Operating Cash Flow Growth	-97.47%	37.24%	-	-	-	-
Capital Expenditures	-101.33	-240.8	-554.71	-460.44	-200.44	-175.74
Sale of Property, Plant & Equipment	31.87	1,739	664.9	14.36	34.94	90.48
Cash Acquisitions	-0.12	-	185.33	-0.5	-2.5	-
Investment in Securities	651.82	474.25	-2,058	-1,056	-1,514	-843.56
Other Investing Activities	261.18	261.18	116.53	-0	0	-0
Investing Cash Flow	843.43	2,234	-1,646	-1,503	-1,682	-928.82
Long-Term Debt Issued	-	-	2,539	6,903	3,655	-
Long-Term Debt Repaid	-	-3,428	-108.06	-116.42	-145.14	-4,030
Net Debt Issued (Repaid)	-278.48	-3,428	2,431	6,787	3,510	-4,030
Common Dividends Paid	-531.88	-534.23	-580.49	-533.32	-658.47	-418.15
Other Financing Activities	-0	-	-	-0	-	-3
Financing Cash Flow	-810.36	-3,962	1,850	6,253	2,852	-4,451
Foreign Exchange Rate Adjustments	0.01	0.01	0.02	0.02	0	0
Net Cash Flow	71.01	-832.03	857.48	-2,035	694.02	3,126
Free Cash Flow	-63.4	655.69	98.53	-7,245	-676.31	8,330
Free Cash Flow Growth	-	565.46%	-	-	-	-
Free Cash Flow Margin	-1.87%	17.12%	3.52%	-194.66%	-14.98%	244.61%
Free Cash Flow Per Share	-0.12	1.22	0.18	-13.45	-1.25	15.46
Cash Interest Paid	7,074	6,693	5,071	4,826	4,894	6,139
Cash Income Tax Paid	361.92	588.53	374.54	480.23	369.97	174.84

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.