Mercantile Islami Insurance PLC (DSE:MERCINS)

DSE:MERCINS Statistics

Total Valuation

DSE:MERCINS has a market cap or net worth of BDT 1.14 billion. The enterprise value is -85.93 million.

Market Cap	1.14B
Enterprise Value	-85.93M

Important Dates

The next estimated earnings date is Thursday, October 30, 2025.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	May 28, 2025

Share Statistics

DSE:MERCINS has 43.10 million shares outstanding. The number of shares has increased by 0.03% in one year.

Current Share Class	43.10M
Shares Outstanding	43.10M
Shares Change (YoY)	+0.03%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	34.48%
Owned by Institutions (%)	n/a
Float	28.24M

Valuation Ratios

The trailing PE ratio is 13.83.

PE Ratio	13.83
Forward PE	n/a
PS Ratio	2.31
PB Ratio	1.35
P/TBV Ratio	1.35
P/FCF Ratio	14.78
P/OCF Ratio	14.54
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	-1.04
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	-1.11

Financial Position

The company has a current ratio of 1.84, with a Debt / Equity ratio of 0.01.

Current Ratio	1.84
Quick Ratio	1.07
Debt / Equity	0.01
Debt / EBITDA	0.05
Debt / FCF	0.06
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.57% and return on invested capital (ROIC) is 6.96%.

Return on Equity (ROE)	9.57%
Return on Assets (ROA)	2.41%
Return on Invested Capital (ROIC)	6.96%
Return on Capital Employed (ROCE)	8.06%
Revenue Per Employee	1.53M
Profits Per Employee	254,917
Employee Count	324
Asset Turnover	0.20
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:MERCINS has paid 12.09 million in taxes.

Income Tax	12.09M
Effective Tax Rate	12.77%

Stock Price Statistics

The stock price has decreased by -15.48% in the last 52 weeks. The beta is 0.63, so DSE:MERCINS's price volatility has been lower than the market average.

Beta (5Y)	0.63
52-Week Price Change	-15.48%
50-Day Moving Average	25.33
200-Day Moving Average	24.63
Relative Strength Index (RSI)	56.32
Average Volume (20 Days)	35,233

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:MERCINS had revenue of BDT 495.34 million and earned 82.59 million in profits. Earnings per share was 1.92.

Revenue	495.34M
Gross Profit	220.35M
Operating Income	96.90M
Pretax Income	94.68M
Net Income	82.59M
EBITDA	102.60M
EBIT	96.90M
Earnings Per Share (EPS)	1.92

Balance Sheet

The company has 1.36 billion in cash and 5.01 million in debt, giving a net cash position of 1.23 billion or 28.49 per share.

Cash & Cash Equivalents	1.36B
Total Debt	5.01M
Net Cash	1.23B
Net Cash Per Share	28.49
Equity (Book Value)	843.80M
Book Value Per Share	20.11
Working Capital	1.10B

Cash Flow

In the last 12 months, operating cash flow was 78.53 million and capital expenditures -1.25 million, giving a free cash flow of 77.28 million.

Operating Cash Flow	78.53M
Capital Expenditures	-1.25M
Free Cash Flow	77.28M
FCF Per Share	1.79

Margins

Gross margin is 44.48%, with operating and profit margins of 19.56% and 16.67%.

Gross Margin	44.48%
Operating Margin	19.56%
Pretax Margin	19.11%
Profit Margin	16.67%
EBITDA Margin	20.71%
EBIT Margin	19.56%
FCF Margin	15.60%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 3.77%.

Dividend Per Share	1.00
Dividend Yield	3.77%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	52.18%
Buyback Yield	-0.03%
Shareholder Yield	3.78%
Earnings Yield	7.23%
FCF Yield	6.77%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 9, 2013. It was a forward split with a ratio of 1.12.

Last Split Date	May 9, 2013
Split Type	Forward
Split Ratio	1.12

Scores

Altman Z-Score	n/a
Piotroski F-Score	4