MIDAS Financing PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	333.42	543.61	1,288	944.55	1,277	1,051
Total Interest Expense	783	711.63	770.02	670.67	743.52	841.23
Net Interest Income	-449.59	-168.02	518.46	273.88	533.96	210.16
Commissions and Fees	-	-	-	-	1.1	-
Other Revenue	1.11	0.89	2.33	5.98	5.7	2.77
Revenue Before Loan Losses	-448.47	-167.13	520.78	279.87	540.76	212.93
Provision for Loan Losses	15.66	10.43	667.55	23.56	311.31	-
Revenue	-464.13	-177.56	-146.76	256.3	229.44	212.93
Revenue Growth (YoY)	-	-	-	11.71%	7.76%	-7.29%
Salaries & Employee Benefits	153.65	157.33	153.68	144.13	129.94	127.81
Cost of Services Provided	32.58	33.96	44.03	40.89	27.96	25.26
Other Operating Expenses	-59.67	-60.77	-22.57	-53.08	-62.46	-73.09
Total Operating Expenses	146.69	156.46	199.34	151.56	117.22	102.38
Operating Income	-610.82	-334.03	-346.1	104.74	112.22	110.55
EBT Excluding Unusual Items	-598.3	-315.26	-554.25	73.39	94.35	77.89
Gain (Loss) on Sale of Investments	62.07	12.94	-15.21	-52.9	5.68	87.08
Pretax Income	-536.23	-302.31	-569.45	24.53	100.01	164.92
Income Tax Expense	27.02	19.64	101.79	15.93	15.58	49.63
Earnings From Continuing Ops.	-563.25	-321.95	-671.24	8.6	84.43	115.29
Minority Interest in Earnings	0	0	0	0	-0	-0
Net Income	-563.25	-321.95	-671.24	8.6	84.43	115.29
Net Income to Common	-563.25	-321.95	-671.24	8.6	84.43	115.29
Net Income Growth	-	-	-	-89.81%	-26.76%	25.84%
Shares Outstanding (Basic)	144	144	144	144	144	144
Shares Outstanding (Diluted)	144	144	144	144	144	144
Shares Change (YoY)	-	-	-	-	-	-0.71%
EPS (Basic)	-3.91	-2.24	-4.66	0.06	0.59	0.80
EPS (Diluted)	-3.91	-2.24	-4.66	0.06	0.59	0.80
EPS Growth	-	-	-	-89.81%	-26.76%	26.75%
Free Cash Flow	711.02	304.63	468.72	-570.24	186.39	-68.36
Free Cash Flow Per Share	4.94	2.12	3.26	-3.96	1.29	-0.47
Dividend Per Share	-	-	-	0.150	0.099	0.241
Dividend Growth	-	-	-	51.52%	-59.01%	2.50%
Operating Margin	-	-	-	40.87%	48.91%	51.92%
Profit Margin	-	-	-	3.36%	36.80%	54.14%
Free Cash Flow Margin	-	-	-	-222.49%	81.23%	-32.10%
Effective Tax Rate	-	-	-	64.94%	15.58%	30.09%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.