Mutual Trust Bank PLC. (DSE: MTB)

Mutual Trust Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	9,452	10,869	12,101	7,787	8,987	6,481
Investment Securities	107,985	70,256	57,001	54,488	40,929	35,004
Total Investments	107,985	70,256	57,001	54,488	40,929	35,004
Gross Loans	290,584	284,706	271,897	239,695	214,302	198,712
Allowance for Loan Losses	-	-13,565	-10,535	-8,173	-6,969	-6,798
Other Adjustments to Gross Loans	-	-9,701	-7,250	-5,367	-3,470	-2,185
Net Loans	290,584	261,440	254,113	226,154	203,863	189,730
Property, Plant & Equipment	4,644	4,275	4,517	4,731	4,654	4,020
Other Intangible Assets	-	553.43	618.28	663.92	242.22	281
Accrued Interest Receivable	-	1,321	1,190	1,298	659.5	787.74
Other Receivables	-	517.34	334.32	-7.56	192.22	185.64
Restricted Cash	15,484	12,643	14,933	11,198	8,942	11,670
Other Current Assets	-	3,374	5,742	4,455	3,459	7,689
Long-Term Deferred Tax Assets	-	3,150	2,351	1,741	858.16	860.44
Other Long-Term Assets	16,482	927.24	646.75	-6,007	-3,516	205.18
Total Assets	444,631	369,327	353,547	306,501	269,269	256,913
Accrued Expenses	-	-	-	-	-	906.02
Interest Bearing Deposits	268,963	223,991	201,172	182,892	167,532	172,954
Non-Interest Bearing Deposits	38,057	36,041	29,304	26,915	19,214	16,351
Total Deposits	307,020	260,033	230,476	209,807	186,746	189,304
Short-Term Borrowings	-	635.55	929.21	727.43	637.38	448.4
Current Portion of Long-Term Debt	-	27,362	31,233	26,016	22,795	16,037
Current Income Taxes Payable	-	-	-	-	-	8,718
Accrued Interest Payable	-	-	-	-	-	275.1
Other Current Liabilities	1,625	8,285	2,181	1,975	1,988	1,644
Long-Term Debt	56,960	15,311	27,309	21,062	18,265	12,016
Long-Term Leases	-	-	-	-	-	504.23
Other Long-Term Liabilities	53,334	33,595	40,087	27,258	21,827	10,771
Total Liabilities	418,938	345,222	332,216	286,846	252,258	240,623
Common Stock	9,831	9,831	8,937	8,125	7,386	7,035
Additional Paid-In Capital	1,095	1,095	1,095	1,095	1,095	1,095
Retained Earnings	13,304	12,399	10,894	9,972	7,991	7,733
Comprehensive Income & Other	1,464	779.72	404.83	462.63	538.98	427.35
Total Common Equity	25,694	24,106	21,331	19,655	17,011	16,290
Minority Interest	0.13	0.13	0.13	0.13	0.13	0.13
Shareholders' Equity	25,694	24,106	21,331	19,655	17,011	16,290
Total Liabilities & Equity	444,631	369,327	353,547	306,501	269,269	256,913
Total Debt	56,960	43,309	59,471	47,806	41,697	29,005
Net Cash (Debt)	-47,508	-30,824	-42,648	-32,945	-28,436	-21,718
Net Cash Per Share	-48.33	-31.35	-43.38	-33.51	-28.92	-22.09
Filing Date Shares Outstanding	983.12	983.12	983.12	983.12	983.12	983.12
Total Common Shares Outstanding	983.12	983.12	983.12	983.12	983.12	983.12
Book Value Per Share	26.13	24.52	21.70	19.99	17.30	16.57
Tangible Book Value	25,694	23,552	20,713	18,991	16,769	16,009
Tangible Book Value Per Share	26.13	23.96	21.07	19.32	17.06	16.28

Source: S&P Capital IQ. Banks template. Financial Sources.