Mutual Trust Bank PLC. (DSE: MTB)

Mutual Trust Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	10,258	10,869	12,101	7,787	8,987	6,481
Investment Securities	86,922	70,256	57,001	54,488	40,929	35,004
Total Investments	86,922	70,256	57,001	54,488	40,929	35,004
Gross Loans	280,056	284,706	271,897	239,695	214,302	198,712
Allowance for Loan Losses	-	-13,565	-10,535	-8,173	-6,969	-6,798
Other Adjustments to Gross Loans	-	-9,701	-7,250	-5,367	-3,470	-2,185
Net Loans	280,056	261,440	254,113	226,154	203,863	189,730
Property, Plant & Equipment	4,686	4,275	4,517	4,731	4,654	4,020
Other Intangible Assets	-	553.43	618.28	663.92	242.22	281
Accrued Interest Receivable	-	1,321	1,190	1,298	659.5	787.74
Other Receivables	-	517.34	334.32	-7.56	192.22	185.64
Restricted Cash	14,031	12,643	14,933	11,198	8,942	11,670
Other Current Assets	-	3,374	5,742	4,455	3,459	7,689
Long-Term Deferred Tax Assets	-	3,150	2,351	1,741	858.16	860.44
Other Long-Term Assets	16,132	927.24	646.75	-6,007	-3,516	205.18
Total Assets	412,085	369,327	353,547	306,501	269,269	256,913
Accrued Expenses	-	-	-	-	-	906.02
Interest Bearing Deposits	244,446	223,991	201,172	182,892	167,532	172,954
Non-Interest Bearing Deposits	38,538	36,041	29,304	26,915	19,214	16,351
Total Deposits	282,984	260,033	230,476	209,807	186,746	189,304
Short-Term Borrowings	-	635.55	929.21	727.43	637.38	448.4
Current Portion of Long-Term Debt	-	27,362	31,233	26,016	22,795	16,037
Current Income Taxes Payable	-	-	-	-	-	8,718
Accrued Interest Payable	-	-	-	-	-	275.1
Other Current Liabilities	2,405	8,285	2,181	1,975	1,988	1,644
Long-Term Debt	55,096	15,311	27,309	21,062	18,265	12,016
Long-Term Leases	-	-	-	-	-	504.23
Other Long-Term Liabilities	46,779	33,595	40,087	27,258	21,827	10,771
Total Liabilities	387,264	345,222	332,216	286,846	252,258	240,623
Common Stock	9,831	9,831	8,937	8,125	7,386	7,035
Additional Paid-In Capital	1,095	1,095	1,095	1,095	1,095	1,095
Retained Earnings	12,542	12,399	10,894	9,972	7,991	7,733
Comprehensive Income & Other	1,353	779.72	404.83	462.63	538.98	427.35
Total Common Equity	24,821	24,106	21,331	19,655	17,011	16,290
Minority Interest	0.13	0.13	0.13	0.13	0.13	0.13
Shareholders' Equity	24,821	24,106	21,331	19,655	17,011	16,290
Total Liabilities & Equity	412,085	369,327	353,547	306,501	269,269	256,913
Total Debt	55,096	43,309	59,471	47,806	41,697	29,005
Net Cash (Debt)	-44,837	-30,824	-42,648	-32,945	-28,436	-21,718
Net Cash Per Share	-45.55	-31.35	-43.38	-33.51	-28.92	-22.09
Filing Date Shares Outstanding	983.12	983.12	983.12	983.12	983.12	983.12
Total Common Shares Outstanding	983.12	983.12	983.12	983.12	983.12	983.12
Book Value Per Share	25.25	24.52	21.70	19.99	17.30	16.57
Tangible Book Value	24,821	23,552	20,713	18,991	16,769	16,009
Tangible Book Value Per Share	25.25	23.96	21.07	19.32	17.06	16.28

Source: S&P Capital IQ. Banks template. Financial Sources.