Mutual Trust Bank PLC. (DSE:MTB)

Mutual Trust Bank PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	3,143	3,167	2,860	2,369	2,973	970.39
Depreciation & Amortization	592.08	592.08	584.19	707.67	625.74	693.42
Other Amortization	83.78	83.78	83.83	83.27	65.81	-
Gain (Loss) on Sale of Assets	11.7	11.7	4.61	9.01	8.81	-
Provision for Credit Losses	107.05	107.05	179.36	68	44.86	-
Net Decrease (Increase) in Loans Originated / Sold - Operating	-1,273	-1,273	-24.08	185.25	1,971	-
Change in Other Net Operating Assets	-28,328	-28,328	-25,861	-16,060	-18,732	1,507
Other Operating Activities	-16,246	9,392	7,117	6,193	-781.26	-494.48
Operating Cash Flow	-41,911	-16,248	-15,056	-6,444	-13,824	2,676
Capital Expenditures	-776.68	-464.63	-366.35	-670.82	-1,199	-1,297
Investment in Securities	-13,666	-38,984	-15,980	-4,932	-10,836	-2,344
Investing Cash Flow	-14,443	-39,448	-16,346	-5,603	-12,035	-3,641
Long-Term Debt Issued	-	-	-	1,900	1,750	4,050
Long-Term Debt Repaid	-	-2,000	-1,950	-	-	-
Net Debt Issued (Repaid)	-1,000	-2,000	-1,950	1,900	1,750	4,050
Common Dividends Paid	-406.66	-1,515	-544.6	-	-	-351.73
Net Increase (Decrease) in Deposit Accounts	65,622	65,622	30,383	18,800	25,387	-2,954
Other Financing Activities	-	-	-	-609.16	-224.06	-
Financing Cash Flow	64,216	62,107	27,888	20,091	26,913	744.14
Foreign Exchange Rate Adjustments	-28.71	6.45	-7.7	5.77	0.76	-1.45
Net Cash Flow	7,833	6,418	-3,522	8,049	1,056	-221.85
Free Cash Flow	-42,687	-16,713	-15,423	-7,115	-15,022	1,380
Free Cash Flow Margin	-321.38%	-106.41%	-118.48%	-60.14%	-130.43%	15.60%
Free Cash Flow Per Share	-38.96	-15.45	-14.26	-6.58	-13.89	1.28
Cash Interest Paid	23,363	18,269	13,960	10,161	11,160	10,761
Cash Income Tax Paid	-	-1.38	-2,212	1,323	1,155	1,220

Source: S&P Global Market Intelligence. Banks template. Financial Sources.