DSE:PADMALIFE Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	104.53	145.24	211.13	316.32	363.03	488.34
Total Interest & Dividend Income	89.61	65.84	54.58	63.54	31.55	61.99
Gain (Loss) on Sale of Investments	-78.48	-78.48	-26.59	4.26	105.53	-13.6
Other Revenue	0.19	0.19	0.51	0.85	5.33	3.19
Total Revenue	115.85	132.78	239.62	384.97	505.44	539.92
Revenue Growth (YoY)	-45.62%	-44.59%	-37.76%	-23.83%	-6.39%	-24.25%
Policy Benefits	296.72	392.53	251.18	526.66	337.18	416.34
Policy Acquisition & Underwriting Costs	28.99	27.48	45.16	82.87	46.65	56.57
Depreciation & Amortization	25.17	26.73	28.74	30.03	32.12	33.06
Selling, General & Administrative	24.64	25.82	31.24	32.66	36.03	29.76
Other Operating Expenses	1.96	1.22	-	5.79	-	-
Total Operating Expenses	425	521.83	408.32	744.76	512.09	621.09
Operating Income	-309.15	-389.05	-168.7	-359.78	-6.65	-81.17
Other Non Operating Income (Expenses)	1.93	2.92	0.29	-0.96	-1.3	-1.53
EBT Excluding Unusual Items	-307.22	-386.13	-168.41	-360.75	-7.95	-82.7
Gain (Loss) on Sale of Assets	3.56	3.56	3.33	1.75	1.18	4.31
Pretax Income	-303.67	-382.57	-165.08	-359	-6.77	-78.38
Net Income	-303.67	-382.57	-165.08	-359	-6.77	-78.38
Net Income to Common	-303.67	-382.57	-165.08	-359	-6.77	-78.38
Shares Outstanding (Basic)	39	39	39	39	39	39
Shares Outstanding (Diluted)	39	39	39	39	39	39
EPS (Basic)	-7.81	-9.84	-4.25	-9.23	-0.17	-2.02
EPS (Diluted)	-7.81	-9.84	-4.25	-9.23	-0.17	-2.02
Free Cash Flow	-	-50.35	-141.46	-386.79	376.6	315.38
Free Cash Flow Per Share	-	-1.29	-3.64	-9.95	9.69	8.11
Dividend Per Share	-	-	-	-	0.400	-
Operating Margin	-266.87%	-293.00%	-70.40%	-93.46%	-1.31%	-15.03%
Profit Margin	-262.13%	-288.12%	-68.89%	-93.25%	-1.34%	-14.52%
Free Cash Flow Margin	-	-37.92%	-59.04%	-100.47%	74.51%	58.41%
EBITDA	-283.35	-362.44	-139.96	-330.05	25.47	-48.1
EBITDA Margin	-244.59%	-272.96%	-58.41%	-85.73%	5.04%	-8.91%
D&A For EBITDA	25.8	26.61	28.74	29.73	32.12	33.06
EBIT	-309.15	-389.05	-168.7	-359.78	-6.65	-81.17
EBIT Margin	-266.87%	-293.00%	-70.40%	-93.46%	-1.31%	-15.03%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.