Peoples Insurance Company Limited (DSE:PEOPLESINS)

Paramount Global Income Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	540.5	495.08	436.76	436.93	323.09	340.89
Total Interest & Dividend Income	153.33	148.19	144.3	132.67	152.38	137.66
Gain (Loss) on Sale of Investments	-10.92	-10.92	0.52	0.49	1.14	4.38
Other Revenue	73.81	69.59	65.19	65.84	49.43	71.18
Total Revenue	756.72	701.95	646.76	635.93	526.04	554.11
Revenue Growth (YoY)	18.02%	8.53%	1.70%	20.89%	-5.07%	-10.71%
Policy Benefits	123.37	112.21	65.74	104.28	38.9	69.22
Policy Acquisition & Underwriting Costs	116.74	104.21	93.42	92.46	35.69	84.42
Depreciation & Amortization	23.01	23.01	20.73	21.05	20.83	20.45
Selling, General & Administrative	273.91	263.55	257.37	245.15	218.34	219.32
Total Operating Expenses	537.04	502.98	437.26	462.94	313.77	393.41
Operating Income	219.69	198.97	209.49	172.99	212.27	160.7
Other Non Operating Income (Expenses)	-0.3	-0.3	-	-	-	-
EBT Excluding Unusual Items	219.39	198.67	209.49	172.99	212.27	160.7
Gain (Loss) on Sale of Assets	0.01	0.01	-0.26	-	-	-
Pretax Income	219.39	198.68	209.23	172.99	212.27	160.7
Income Tax Expense	70.96	67.54	90.28	52.23	93.19	56.28
Net Income	148.43	131.13	118.95	120.76	119.08	104.42
Net Income to Common	148.43	131.13	118.95	120.76	119.08	104.42
Net Income Growth	24.69%	10.24%	-1.50%	1.41%	14.04%	20.87%
Shares Outstanding (Basic)	46	46	46	46	46	46
Shares Outstanding (Diluted)	46	46	46	46	46	46
EPS (Basic)	3.21	2.84	2.57	2.61	2.58	2.26
EPS (Diluted)	3.21	2.84	2.57	2.61	2.58	2.26
EPS Growth	24.69%	10.24%	-1.50%	1.41%	14.04%	20.87%
Free Cash Flow	196.02	94.59	64.9	153.49	189.35	193.18
Free Cash Flow Per Share	4.24	2.05	1.41	3.32	4.10	4.18
Dividend Per Share	1.050	1.050	1.000	1.050	1.250	1.100
Dividend Growth	5.00%	5.00%	-4.76%	-16.00%	13.64%	37.50%
Operating Margin	29.03%	28.34%	32.39%	27.20%	40.35%	29.00%
Profit Margin	19.61%	18.68%	18.39%	18.99%	22.64%	18.84%
Free Cash Flow Margin	25.90%	13.48%	10.03%	24.14%	36.00%	34.86%
EBITDA	244.22	221.98	230.23	194.04	233.1	181.15
EBITDA Margin	32.27%	31.62%	35.60%	30.51%	44.31%	32.69%
D&A For EBITDA	24.53	23.01	20.73	21.05	20.83	20.45
EBIT	219.69	198.97	209.49	172.99	212.27	160.7
EBIT Margin	29.03%	28.34%	32.39%	27.20%	40.35%	29.00%
Effective Tax Rate	32.34%	34.00%	43.15%	30.19%	43.90%	35.02%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.