Peoples Insurance Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	167.37	131.13	118.95	120.76	119.08	104.42
Depreciation & Amortization	26.01	23.37	28.15	28.57	28.43	29.26
Change in Other Net Operating Assets	19	14.84	-21.12	19.4	75.44	79.71
Other Operating Activities	-0.36	-0.36	-7.42	-7.52	-7.59	-8.81
Operating Cash Flow	212.02	168.98	118.56	161.21	215.36	204.59
Operating Cash Flow Growth	21.48%	42.52%	-26.45%	-25.14%	5.26%	31.06%
Capital Expenditures	-80.66	-74.39	-53.67	-7.72	-26	-11.4
Investment in Securities	-35	-69.47	-8.83	-91.57	-11.12	-17.29
Other Investing Activities	-	-	0	-	-	-
Investing Cash Flow	-115.66	-143.86	-62.49	-99.29	-37.12	-28.69
Common Dividends Paid	-48.51	-46.2	-48.51	-57.75	-50.82	-36.96
Financing Cash Flow	-48.51	-46.2	-48.51	-57.75	-50.82	-36.96
Miscellaneous Cash Flow Adjustments	-	-	0	-	-	-
Net Cash Flow	47.85	-21.08	7.56	4.17	127.41	138.94
Free Cash Flow	131.36	94.59	64.9	153.49	189.35	193.18
Free Cash Flow Growth	8.71%	45.75%	-57.72%	-18.94%	-1.98%	45.73%
Free Cash Flow Margin	16.84%	13.48%	10.03%	24.14%	36.00%	34.86%
Free Cash Flow Per Share	2.84	2.05	1.41	3.32	4.10	4.18
Cash Income Tax Paid	62.38	46.13	54.08	63.02	57.95	35.84
Levered Free Cash Flow	42.07	50.28	95.83	107.09	216.28	269.45
Unlevered Free Cash Flow	42.07	50.28	95.83	107.09	216.28	269.45
Change in Working Capital	19	14.84	-21.12	19.4	75.44	79.71

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.