Peoples Insurance Company Limited (DSE:PEOPLESINS)

Peoples Insurance Company Statistics

Total Valuation

DSE:PEOPLESINS has a market cap or net worth of BDT 1.70 billion. The enterprise value is 153.81 million.

Market Cap	1.70B
Enterprise Value	153.81M

Important Dates

The last earnings date was Sunday, October 26, 2025.

Earnings Date	Oct 26, 2025
Ex-Dividend Date	Jun 3, 2025

Share Statistics

DSE:PEOPLESINS has 46.20 million shares outstanding.

Current Share Class	46.20M
Shares Outstanding	46.20M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-0.21%
Owned by Insiders (%)	30.64%
Owned by Institutions (%)	43.15%
Float	31.95M

Valuation Ratios

The trailing PE ratio is 11.42.

PE Ratio	11.42
Forward PE	n/a
PS Ratio	2.24
PB Ratio	1.01
P/TBV Ratio	1.01
P/FCF Ratio	8.65
P/OCF Ratio	6.39
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 0.63, with an EV/FCF ratio of 0.78.

EV / Earnings	1.04
EV / Sales	0.20
EV / EBITDA	0.63
EV / EBIT	0.70
EV / FCF	0.78

Financial Position

The company has a current ratio of 110.38

Current Ratio	110.38
Quick Ratio	110.31
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.13% and return on invested capital (ROIC) is 8.45%.

Return on Equity (ROE)	9.13%
Return on Assets (ROA)	4.62%
Return on Invested Capital (ROIC)	8.45%
Return on Capital Employed (ROCE)	7.20%
Revenue Per Employee	3.88M
Profits Per Employee	761,183
Employee Count	195
Asset Turnover	0.25
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:PEOPLESINS has paid 70.96 million in taxes.

Income Tax	70.96M
Effective Tax Rate	32.34%

Stock Price Statistics

The stock price has increased by +23.13% in the last 52 weeks. The beta is 0.29, so DSE:PEOPLESINS's price volatility has been lower than the market average.

Beta (5Y)	0.29
52-Week Price Change	+23.13%
50-Day Moving Average	35.69
200-Day Moving Average	30.68
Relative Strength Index (RSI)	50.34
Average Volume (20 Days)	700,374

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:PEOPLESINS had revenue of BDT 756.72 million and earned 148.43 million in profits. Earnings per share was 3.21.

Revenue	756.72M
Gross Profit	516.61M
Operating Income	219.69M
Pretax Income	219.39M
Net Income	148.43M
EBITDA	244.22M
EBIT	219.69M
Earnings Per Share (EPS)	3.21

Balance Sheet

The company has 1.54 billion in cash and n/a in debt, giving a net cash position of 1.54 billion or 33.37 per share.

Cash & Cash Equivalents	1.54B
Total Debt	n/a
Net Cash	1.54B
Net Cash Per Share	33.37
Equity (Book Value)	1.68B
Book Value Per Share	36.30
Working Capital	2.23B

Cash Flow

In the last 12 months, operating cash flow was 265.20 million and capital expenditures -69.18 million, giving a free cash flow of 196.02 million.

Operating Cash Flow	265.20M
Capital Expenditures	-69.18M
Free Cash Flow	196.02M
FCF Per Share	4.24

Margins

Gross margin is 68.27%, with operating and profit margins of 29.03% and 19.61%.

Gross Margin	68.27%
Operating Margin	29.03%
Pretax Margin	28.99%
Profit Margin	19.61%
EBITDA Margin	32.27%
EBIT Margin	29.03%
FCF Margin	25.90%

Dividends & Yields

This stock pays an annual dividend of 1.05, which amounts to a dividend yield of 2.78%.

Dividend Per Share	1.05
Dividend Yield	2.78%
Dividend Growth (YoY)	5.00%
Years of Dividend Growth	n/a
Payout Ratio	31.13%
Buyback Yield	n/a
Shareholder Yield	2.78%
Earnings Yield	8.75%
FCF Yield	11.56%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 12, 2011. It was a forward split with a ratio of 1.05.

Last Split Date	Apr 12, 2011
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	5