Phoenix Finance & Investments Limited (DSE: PHOENIXFIN)

PHOENIXFIN Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period Ending	Dec 31, 2022	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018
Net Income	-1,386	-1,386	-350.53	200.99	264.38	282.82
Depreciation & Amortization	45.32	45.32	38.16	32.87	32.03	33.34
Provision for Credit Losses	1,601	1,601	629.35	254.21	74.19	332.18
Change in Income Taxes	-5.88	-5.88	-102.73	36.02	123.57	-28.72
Change in Other Net Operating Assets	-1,857	-1,857	-2,004	316.55	639.41	329.84
Other Operating Activities	1,408	1,408	370.64	-43.75	-55.38	-90.82
Operating Cash Flow	-188.47	-188.47	-1,371	777.97	1,053	831.91
Operating Cash Flow Growth	-	-	-	-26.14%	26.62%	28.26%
Capital Expenditures	-139.15	-139.15	-18.8	-13.24	-15.28	-20.44
Sale of Property, Plant & Equipment	3.96	3.96	2.2	-	0.15	19.41
Investment in Securities	-6.99	-6.99	18.89	-2.51	137.16	382.61
Investing Cash Flow	-142.18	-142.18	2.29	-15.76	122.03	381.58
Long-Term Debt Issued	120.46	120.46	482.87	-	-	-
Long-Term Debt Repaid	-	-	-	-47.29	-1,369	-436.1
Net Debt Issued (Repaid)	120.46	120.46	482.87	-47.29	-1,369	-436.1
Common Dividends Paid	-	-	-	-83.83	-	-242.99
Financing Cash Flow	120.46	120.46	482.87	-131.12	-1,369	-679.09
Net Cash Flow	-210.19	-210.19	-885.65	631.09	-193.87	534.4
Free Cash Flow	-327.62	-327.62	-1,390	764.72	1,038	811.47
Free Cash Flow Growth	-	-	-	-26.33%	27.92%	26.15%
Free Cash Flow Margin	-	-	-2266.36%	105.91%	117.50%	102.75%
Free Cash Flow Per Share	-1.98	-1.98	-8.38	4.87	6.61	5.17
Cash Interest Paid	1,501	1,501	2,296	2,806	2,532	2,767
Cash Income Tax Paid	55.59	55.59	117.71	127.76	40.99	199.36

Source: S&P Capital IQ. Financial Services template. Financial Sources.