The Premier Bank PLC. (DSE:PREMIERBAN)

The Premier Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	26,378	20,822	19,752	18,056	18,025	19,662
Interest Paid on Deposits	21,277	16,684	14,867	13,160	14,691	13,160
Net Interest Income	5,102	4,138	4,885	4,896	3,335	6,502
Net Interest Income Growth (YoY)	1.39%	-15.28%	-0.24%	46.83%	-48.71%	8.32%
Gain (Loss) on Sale of Assets	-	-	-	-	-10	-10
Gain (Loss) on Sale of Investments	-748.42	-11.39	-264.29	51.96	245.56	-171.01
Other Non-Interest Income	12,929	13,588	13,588	10,054	10,103	6,668
Total Non-Interest Income	12,181	13,576	13,324	10,105	10,338	6,487
Non-Interest Income Growth (YoY)	-1.92%	1.89%	31.85%	-2.25%	59.36%	35.15%
Revenues Before Loan Losses	17,282	17,715	18,209	15,002	13,673	12,990
Provision for Loan Losses	2,668	1,925	2,622	1,670	1,513	2,627
Revenue	14,614	15,790	15,586	13,332	12,160	10,362
Revenue Growth (YoY)	4.80%	1.31%	16.91%	9.64%	17.35%	10.53%
Salaries and Employee Benefits	3,973	3,772	3,068	2,734	2,458	2,304
Occupancy Expenses	2,786	2,490	2,309	2,161	1,962	1,820
Selling, General & Administrative	1,162	1,211	2,057	884.21	767.24	946.03
Other Non-Interest Expense	2,900	3,234	2,053	2,054	3,280	756.5
Total Non-Interest Expense	10,820	10,708	9,488	7,833	8,467	5,827
EBT Excluding Unusual Items	3,794	5,082	6,099	5,499	3,693	4,536
Pretax Income	3,794	5,082	6,099	5,499	3,693	4,536
Income Tax Expense	254.61	927.19	2,173	2,218	1,628	1,197
Earnings From Continuing Operations	3,539	4,155	3,926	3,281	2,065	3,339
Minority Interest in Earnings	0	0	0	-0	-0	-0
Net Income	3,539	4,155	3,926	3,281	2,065	3,339
Net Income to Common	3,539	4,155	3,926	3,281	2,065	3,339
Net Income Growth	-14.35%	5.82%	19.67%	58.91%	-38.16%	47.14%
Basic Shares Outstanding	1,233	1,233	1,233	1,233	1,233	1,233
Diluted Shares Outstanding	1,233	1,233	1,233	1,233	1,233	1,233
EPS (Basic)	2.87	3.37	3.18	2.66	1.67	2.71
EPS (Diluted)	2.87	3.37	3.18	2.66	1.67	2.71
EPS Growth	-14.35%	5.82%	19.67%	58.91%	-38.16%	47.14%
Dividend Per Share	1.250	1.250	1.163	1.057	0.983	0.375
Dividend Growth	7.50%	7.50%	10.00%	7.51%	162.49%	-
Effective Tax Rate	6.71%	18.25%	35.63%	40.33%	44.09%	26.39%

Updated Oct 30, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.