The Premier Bank PLC. (DSE: PREMIERBAN)

The Premier Bank PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Net Income	3,539	4,155	3,926	3,281	2,065	3,339
Depreciation & Amortization	545.91	564.81	526.22	531.99	501.52	428.58
Gain (Loss) on Sale of Assets	-	-	-	-	10	-
Gain (Loss) on Sale of Investments	748.42	11.39	264.29	-51.96	-245.56	171.01
Provision for Credit Losses	2,708	1,937	2,627	1,675	1,563	2,640
Change in Other Net Operating Assets	-44,790	-29,169	-21,975	-33,092	-13,825	-33,762
Other Operating Activities	-6,263	-3,785	-5,156	-2,454	-2,265	-3,278
Operating Cash Flow	-43,512	-26,286	-19,788	-30,111	-12,196	-30,462
Capital Expenditures	-407.25	-296.47	-501.66	-662.76	-254.71	-189.4
Investment in Securities	-369.54	-332.15	-3,514	-3,248	-731.51	-602.15
Investing Cash Flow	-776.79	-628.62	-4,015	-3,911	-986.22	-791.55
Long-Term Debt Issued	-	-	1,675	2,000	1,000	-
Long-Term Debt Repaid	-	-3,169	-	-	-	-
Net Debt Issued (Repaid)	-1,127	-3,169	1,675	2,000	1,000	-
Common Dividends Paid	-1,742	-1,634	-1,504	-1,213	-462.05	-
Net Increase (Decrease) in Deposit Accounts	31,708	20,250	27,453	27,516	33,035	39,547
Financing Cash Flow	28,839	15,447	27,625	28,303	33,573	39,547
Foreign Exchange Rate Adjustments	2,021	4,872	6,510	2,121	1,840	1,694
Net Cash Flow	-13,429	-6,596	10,331	-3,598	22,230	9,988
Free Cash Flow	-43,919	-26,582	-20,290	-30,773	-12,451	-30,651
Free Cash Flow Margin	-300.53%	-168.35%	-130.18%	-230.82%	-102.39%	-295.80%
Free Cash Flow Per Share	-35.61	-21.55	-16.45	-24.95	-10.09	-24.85
Cash Interest Paid	20,664	16,561	14,701	13,600	14,893	12,923
Cash Income Tax Paid	3,203	2,493	2,037	2,097	2,407	1,988

Source: S&P Capital IQ. Banks template. Financial Sources.