DSE:PRIMEFIN Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Interest and Dividend Income	501.47	613.85	752.08	809.9	989.6
Total Interest Expense	636.88	687.62	628.96	700.13	847.84
Net Interest Income	-135.4	-73.77	123.13	109.77	141.76
Commissions and Fees	7.93	8.53	8.86	11.58	20.69
Other Revenue	4.1	-51.33	4.97	2.44	12.99
Revenue Before Loan Losses	-123.37	-116.57	136.96	123.79	175.44
Provision for Loan Losses	1,075	429.91	120.26	-60.93	-25.23
Revenue	-1,199	-546.49	16.7	184.72	200.67
Revenue Growth (YoY)	-	-	-90.96%	-7.95%	-35.68%
Salaries & Employee Benefits	123.36	127.53	119.62	105.21	135.83
Cost of Services Provided	34.59	37.52	37.32	30.3	39.29
Other Operating Expenses	28.05	-53.22	-148.59	-13.04	-58.66
Total Operating Expenses	198.5	124.08	22.81	143.96	142.57
Operating Income	-1,397	-670.57	-6.1	40.75	58.1
EBT Excluding Unusual Items	-1,397	-670.57	-6.1	40.75	58.1
Gain (Loss) on Sale of Investments	-121.42	-148.28	-131.96	-5.85	-6.46
Pretax Income	-1,519	-818.8	-137.1	35.19	52.02
Income Tax Expense	15.01	19.21	42.72	0.77	3.03
Earnings From Continuing Ops.	-1,534	-838.02	-179.82	34.42	48.99
Minority Interest in Earnings	24.23	13.61	-8.04	3.44	4.22
Net Income	-1,509	-824.4	-187.86	37.86	53.21
Net Income to Common	-1,509	-824.4	-187.86	37.86	53.21
Net Income Growth	-	-	-	-28.84%	-12.13%
Shares Outstanding (Basic)	273	273	273	273	273
Shares Outstanding (Diluted)	273	273	273	273	273
EPS (Basic)	-5.53	-3.02	-0.69	0.14	0.19
EPS (Diluted)	-5.53	-3.02	-0.69	0.14	0.19
EPS Growth	-	-	-	-28.84%	-12.13%
Free Cash Flow	-32.57	-95.43	169.86	79.89	24.04
Free Cash Flow Per Share	-0.12	-0.35	0.62	0.29	0.09
Dividend Per Share	-	-	-	-	0.200
Operating Margin	-	-	-36.55%	22.06%	28.95%
Profit Margin	-	-	-1124.74%	20.50%	26.51%
Free Cash Flow Margin	-	-	1016.96%	43.25%	11.98%
Effective Tax Rate	-	-	-	2.19%	5.83%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.