Progressive Life Insurance Company Limited (DSE:PROGRESLIF)

DSE:PROGRESLIF Statistics

Total Valuation

DSE:PROGRESLIF has a market cap or net worth of BDT 710.66 million. The enterprise value is 138.43 million.

Market Cap	710.66M
Enterprise Value	138.43M

Important Dates

Earnings Date	n/a
Ex-Dividend Date	n/a

Share Statistics

DSE:PROGRESLIF has 16.64 million shares outstanding.

Current Share Class	16.64M
Shares Outstanding	16.64M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	1.30
PB Ratio	4.27
P/TBV Ratio	4.35
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	-0.35
EV / Sales	0.25
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	-0.55

Financial Position

The company has a current ratio of 0.58, with a Debt / Equity ratio of 0.04.

Current Ratio	0.58
Quick Ratio	0.44
Debt / Equity	0.04
Debt / EBITDA	n/a
Debt / FCF	-0.02
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -238.39% and return on invested capital (ROIC) is -234.97%.

Return on Equity (ROE)	-238.39%
Return on Assets (ROA)	-8.87%
Return on Invested Capital (ROIC)	-234.97%
Return on Capital Employed (ROCE)	-31.32%
Weighted Average Cost of Capital (WACC)	5.15%
Revenue Per Employee	1.13M
Profits Per Employee	-816,370
Employee Count	486
Asset Turnover	0.19
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:PROGRESLIF has paid 15.00 million in taxes.

Income Tax	15.00M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -10.86% in the last 52 weeks. The beta is 0.17, so DSE:PROGRESLIF's price volatility has been lower than the market average.

Beta (5Y)	0.17
52-Week Price Change	-10.86%
50-Day Moving Average	44.89
200-Day Moving Average	48.20
Relative Strength Index (RSI)	45.33
Average Volume (20 Days)	16,095

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:PROGRESLIF had revenue of BDT 547.38 million and -396.76 million in losses. Loss per share was -23.84.

Revenue	547.38M
Gross Profit	-118.76M
Operating Income	-400.01M
Pretax Income	-381.76M
Net Income	-396.76M
EBITDA	-384.53M
EBIT	-400.01M
Loss Per Share	-23.84

Balance Sheet

The company has 578.08 million in cash and 5.85 million in debt, with a net cash position of 572.23 million or 34.38 per share.

Cash & Cash Equivalents	578.08M
Total Debt	5.85M
Net Cash	572.23M
Net Cash Per Share	34.38
Equity (Book Value)	166.43M
Book Value Per Share	10.00
Working Capital	-635.99M

Cash Flow

In the last 12 months, operating cash flow was -237.64 million and capital expenditures -14.84 million, giving a free cash flow of -252.47 million.

Operating Cash Flow	-237.64M
Capital Expenditures	-14.84M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	-252.47M
FCF Per Share	-15.17

Margins

Gross margin is -21.70%, with operating and profit margins of -73.08% and -72.48%.

Gross Margin	-21.70%
Operating Margin	-73.08%
Pretax Margin	-69.74%
Profit Margin	-72.48%
EBITDA Margin	-70.25%
EBIT Margin	-73.08%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.25, which amounts to a dividend yield of 0.59%.

Dividend Per Share	0.25
Dividend Yield	0.59%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	0.59%
Earnings Yield	-55.83%
FCF Yield	-35.53%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on November 23, 2020. It was a forward split with a ratio of 1.1.

Last Split Date	Nov 23, 2020
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	1