DSE:PURABIGEN Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	-28.23	-	-	57.9	81.85	24.02
Total Interest & Dividend Income	161.92	150.17	103.33	91.77	64.66	87.08
Gain (Loss) on Sale of Investments	-0.43	-1.71	5.56	11.99	16.68	2.2
Other Revenue	0.81	-	-	18.66	12.42	8.71
Total Revenue	134.06	148.45	108.89	180.33	175.61	122.01
Revenue Growth (YoY)	-14.70%	36.34%	-39.62%	2.69%	43.92%	13.78%
Policy Benefits	-10.54	-	-	-4.37	24.04	1.8
Policy Acquisition & Underwriting Costs	0.04	-	-	17.19	5.64	3.04
Depreciation & Amortization	3.98	3.98	2.01	1.51	0.91	1.09
Selling, General & Administrative	4.62	4.15	3.6	35.91	28.19	14.04
Total Operating Expenses	-1.9	8.12	5.61	50.25	58.77	19.97
Operating Income	135.97	140.33	103.28	130.08	116.83	102.05
Interest Expense	-0.81	-0.81	-0.65	-4.97	-1.39	-2.31
Other Non Operating Income (Expenses)	-	-	-	-	-0.15	-
EBT Excluding Unusual Items	135.15	139.52	102.63	125.11	115.29	99.73
Gain (Loss) on Sale of Assets	0.11	0.11	0.28	-	-	-
Pretax Income	135.26	139.63	102.91	125.11	115.29	99.73
Income Tax Expense	47.92	47.79	31.98	41.41	35.57	35.76
Net Income	87.34	91.84	70.92	83.71	79.72	63.97
Net Income to Common	87.34	91.84	70.92	83.71	79.72	63.97
Net Income Growth	-15.82%	29.49%	-15.27%	4.99%	24.62%	9.86%
Shares Outstanding (Basic)	60	60	60	60	60	-
Shares Outstanding (Diluted)	60	60	60	60	60	-
EPS (Basic)	1.46	1.54	1.19	1.40	1.33	-
EPS (Diluted)	1.46	1.54	1.19	1.40	1.33	-
EPS Growth	-15.82%	29.49%	-15.27%	4.99%	-	-
Free Cash Flow	78.81	86.74	64.51	210.48	61.71	85.05
Free Cash Flow Per Share	1.32	1.45	1.08	3.52	1.03	-
Dividend Per Share	1.000	1.000	1.000	0.680	0.971	0.485
Dividend Growth	-	-	47.14%	-30.00%	100.02%	-56.26%
Operating Margin	101.42%	94.53%	94.85%	72.14%	66.53%	83.64%
Profit Margin	65.15%	61.86%	65.14%	46.42%	45.40%	52.43%
Free Cash Flow Margin	58.79%	58.43%	59.25%	116.72%	35.14%	69.70%
EBITDA	138.34	142.26	105.29	131.59	117.74	102.23
EBITDA Margin	103.19%	95.83%	96.69%	72.97%	67.05%	83.79%
D&A For EBITDA	2.37	1.93	2.01	1.51	0.91	0.18
EBIT	135.97	140.33	103.28	130.08	116.83	102.05
EBIT Margin	101.42%	94.53%	94.85%	72.14%	66.53%	83.64%
Effective Tax Rate	35.43%	34.23%	31.08%	33.09%	30.85%	35.85%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.