Rupali Insurance Company Limited (DSE:RUPALIINS)

Rupali Insurance Company Statistics

Total Valuation

DSE:RUPALIINS has a market cap or net worth of BDT 1.75 billion. The enterprise value is 1.07 billion.

Market Cap	1.75B
Enterprise Value	1.07B

Important Dates

The last earnings date was Wednesday, October 29, 2025.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	Jun 1, 2025

Share Statistics

DSE:RUPALIINS has 76.67 million shares outstanding. The number of shares has increased by 13.80% in one year.

Current Share Class	76.67M
Shares Outstanding	76.67M
Shares Change (YoY)	+13.80%
Shares Change (QoQ)	-63.00%
Owned by Insiders (%)	30.78%
Owned by Institutions (%)	n/a
Float	17.46M

Valuation Ratios

The trailing PE ratio is 24.35.

PE Ratio	24.35
Forward PE	n/a
PS Ratio	2.53
PB Ratio	0.94
P/TBV Ratio	0.94
P/FCF Ratio	n/a
P/OCF Ratio	52.94
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.26, with an EV/FCF ratio of -760.45.

EV / Earnings	14.87
EV / Sales	1.55
EV / EBITDA	8.26
EV / EBIT	8.58
EV / FCF	-760.45

Financial Position

The company has a current ratio of 3.62

Current Ratio	3.62
Quick Ratio	2.27
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.63% and return on invested capital (ROIC) is 4.17%.

Return on Equity (ROE)	3.63%
Return on Assets (ROA)	2.97%
Return on Invested Capital (ROIC)	4.17%
Return on Capital Employed (ROCE)	6.10%
Revenue Per Employee	3.63M
Profits Per Employee	377,847
Employee Count	190
Asset Turnover	0.26
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:RUPALIINS has paid 49.44 million in taxes.

Income Tax	49.44M
Effective Tax Rate	42.22%

Stock Price Statistics

The stock price has increased by +21.28% in the last 52 weeks. The beta is 0.36, so DSE:RUPALIINS's price volatility has been lower than the market average.

Beta (5Y)	0.36
52-Week Price Change	+21.28%
50-Day Moving Average	23.89
200-Day Moving Average	21.70
Relative Strength Index (RSI)	41.45
Average Volume (20 Days)	181,609

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:RUPALIINS had revenue of BDT 690.54 million and earned 71.79 million in profits. Earnings per share was 0.94.

Revenue	690.54M
Gross Profit	382.16M
Operating Income	124.45M
Pretax Income	117.10M
Net Income	71.79M
EBITDA	129.16M
EBIT	124.45M
Earnings Per Share (EPS)	0.94

Balance Sheet

The company has 1.01 billion in cash and n/a in debt, giving a net cash position of 680.52 million or 8.88 per share.

Cash & Cash Equivalents	1.01B
Total Debt	n/a
Net Cash	680.52M
Net Cash Per Share	8.88
Equity (Book Value)	1.86B
Book Value Per Share	24.27
Working Capital	1.59B

Cash Flow

In the last 12 months, operating cash flow was 33.02 million and capital expenditures -34.42 million, giving a free cash flow of -1.40 million.

Operating Cash Flow	33.02M
Capital Expenditures	-34.42M
Free Cash Flow	-1.40M
FCF Per Share	-0.02

Margins

Gross margin is 55.34%, with operating and profit margins of 18.02% and 9.80%.

Gross Margin	55.34%
Operating Margin	18.02%
Pretax Margin	16.96%
Profit Margin	9.80%
EBITDA Margin	18.70%
EBIT Margin	18.02%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 4.39%.

Dividend Per Share	1.00
Dividend Yield	4.39%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	95.35%
Buyback Yield	-13.80%
Shareholder Yield	-9.41%
Earnings Yield	4.11%
FCF Yield	-0.08%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 26, 2019. It was a forward split with a ratio of 1.1.

Last Split Date	May 26, 2019
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4