Social Islami Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	22,918	31,829	25,370	21,761	24,102	27,115
Interest Paid on Deposits	31,535	25,648	17,751	15,720	16,218	19,558
Net Interest Income	-8,617	6,182	7,620	6,040	7,884	7,557
Net Interest Income Growth (YoY)	-	-18.87%	26.14%	-23.39%	4.33%	-19.36%
Gain (Loss) on Sale of Investments	-146.97	-146.97	-17.19	-18.94	-	0.16
Other Non-Interest Income	4,360	3,633	5,147	6,159	3,144	2,898
Total Non-Interest Income	4,214	3,486	5,130	6,140	3,144	2,898
Non-Interest Income Growth (YoY)	-1.04%	-32.06%	-16.45%	95.29%	8.50%	1.29%
Revenues Before Loan Losses	-4,404	9,667	12,750	12,181	11,029	10,455
Provision for Loan Losses	4,791	1,200	736.04	671.51	1,635	1,272
Revenue	-9,195	8,467	12,014	11,509	9,393	9,183
Revenue Growth (YoY)	-	-29.52%	4.38%	22.53%	2.29%	1.49%
Salaries and Employee Benefits	5,692	5,297	4,766	4,393	3,623	3,585
Occupancy Expenses	857.18	853.89	779.34	726.33	690.36	572.4
Selling, General & Administrative	831.41	890.28	845.28	690.83	614.2	580.63
Other Non-Interest Expense	1,494	1,749	1,454	1,624	1,283	1,206
Total Non-Interest Expense	8,875	8,791	7,845	7,433	6,211	5,944
EBT Excluding Unusual Items	-18,070	-323.17	4,169	4,076	3,182	3,239
Pretax Income	-18,070	-323.17	4,169	4,076	3,182	3,239
Income Tax Expense	38.38	228.58	1,632	1,691	1,432	1,672
Earnings From Continuing Operations	-18,108	-551.75	2,537	2,385	1,750	1,567
Minority Interest in Earnings	0	0	-0	-0	-0	-0
Net Income	-18,108	-551.75	2,537	2,385	1,750	1,567
Preferred Dividends & Other Adjustments	490.54	465.27	410.97	393.5	-	-
Net Income to Common	-18,599	-1,017	2,126	1,991	1,750	1,567
Net Income Growth	-	-	6.39%	36.25%	11.67%	2.73%
Basic Shares Outstanding	1,140	1,140	1,140	1,140	1,140	1,140
Diluted Shares Outstanding	1,140	1,140	1,140	1,140	1,140	1,140
EPS (Basic)	-16.31	-0.89	1.86	1.75	1.54	1.37
EPS (Diluted)	-16.31	-0.89	1.86	1.75	1.54	1.37
EPS Growth	-	-	6.78%	13.77%	11.67%	2.73%
Dividend Per Share	-	-	0.476	0.454	0.432	0.411
Dividend Growth	-	-	5.01%	5.00%	5.01%	4.98%
Effective Tax Rate	-	-	39.15%	41.49%	45.00%	51.62%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.