Trust Islami Life Insurance Ltd. (DSE:TILIL)

DSE:TILIL Statistics

Total Valuation

DSE:TILIL has a market cap or net worth of BDT 1.96 billion. The enterprise value is 1.51 billion.

Market Cap	1.96B
Enterprise Value	1.51B

Important Dates

The next estimated earnings date is Monday, March 2, 2026.

Earnings Date	Mar 2, 2026
Ex-Dividend Date	Sep 7, 2025

Share Statistics

DSE:TILIL has 40.00 million shares outstanding.

Current Share Class	40.00M
Shares Outstanding	40.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 8.16.

PE Ratio	8.16
Forward PE	n/a
PS Ratio	3.53
PB Ratio	2.56
P/TBV Ratio	2.56
P/FCF Ratio	35.58
P/OCF Ratio	33.66
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.60, with an EV/FCF ratio of 27.47.

EV / Earnings	6.30
EV / Sales	2.73
EV / EBITDA	5.60
EV / EBIT	5.88
EV / FCF	27.47

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	0.01
Debt / EBITDA	0.04
Debt / FCF	0.20
Interest Coverage	242.71

Financial Efficiency

Return on equity (ROE) is 33.55% and return on invested capital (ROIC) is 33.34%.

Return on Equity (ROE)	33.55%
Return on Assets (ROA)	21.91%
Return on Invested Capital (ROIC)	33.34%
Return on Capital Employed (ROCE)	32.71%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.76
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:TILIL has paid 6.45 million in taxes.

Income Tax	6.45M
Effective Tax Rate	2.62%

Stock Price Statistics

The stock price has increased by +40.17% in the last 52 weeks. The beta is 0.26, so DSE:TILIL's price volatility has been lower than the market average.

Beta (5Y)	0.26
52-Week Price Change	+40.17%
50-Day Moving Average	43.25
200-Day Moving Average	47.65
Relative Strength Index (RSI)	66.30
Average Volume (20 Days)	580,162

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:TILIL had revenue of BDT 554.16 million and earned 239.63 million in profits. Earnings per share was 5.99.

Revenue	554.16M
Gross Profit	457.65M
Operating Income	256.94M
Pretax Income	246.08M
Net Income	239.63M
EBITDA	264.53M
EBIT	256.94M
Earnings Per Share (EPS)	5.99

Balance Sheet

The company has 490.86 million in cash and 11.21 million in debt, with a net cash position of 479.65 million or 11.99 per share.

Cash & Cash Equivalents	490.86M
Total Debt	11.21M
Net Cash	479.65M
Net Cash Per Share	11.99
Equity (Book Value)	763.28M
Book Value Per Share	19.08
Working Capital	599.06M

Cash Flow

In the last 12 months, operating cash flow was 58.11 million and capital expenditures -3.14 million, giving a free cash flow of 54.97 million.

Operating Cash Flow	58.11M
Capital Expenditures	-3.14M
Free Cash Flow	54.97M
FCF Per Share	1.37

Margins

Gross margin is 82.58%, with operating and profit margins of 46.37% and 43.24%.

Gross Margin	82.58%
Operating Margin	46.37%
Pretax Margin	44.41%
Profit Margin	43.24%
EBITDA Margin	47.74%
EBIT Margin	46.37%
FCF Margin	9.92%

Dividends & Yields

This stock pays an annual dividend of 0.50, which amounts to a dividend yield of 1.02%.

Dividend Per Share	0.50
Dividend Yield	1.02%
Dividend Growth (YoY)	66.67%
Years of Dividend Growth	3
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	1.02%
Earnings Yield	12.25%
FCF Yield	2.81%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4