EGX:ATLC Income Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	1,906	1,589	1,034	607.62	546.68	514.47
Total Interest Expense	3.17	6.06	7.19	6.06	6.71	2.67
Net Interest Income	1,903	1,583	1,026	601.56	539.98	511.81
Revenue Before Loan Losses	1,903	1,583	1,026	601.56	539.98	511.81
Provision for Loan Losses	2.15	4.11	11.27	5.51	-2.33	4.26
Revenue	1,901	1,579	1,015	596.05	542.3	507.55
Revenue Growth (YoY)	36.26%	55.58%	70.31%	9.91%	6.85%	-0.47%
Cost of Services Provided	1,746	1,445	911.68	500.28	430.87	412.3
Other Operating Expenses	-97.57	-97.57	-95.28	-88.77	-64.78	-
Total Operating Expenses	1,657	1,357	825.77	420.59	374.99	416.63
Operating Income	243.93	222.24	189.37	175.46	167.31	90.92
Currency Exchange Gain (Loss)	0.11	13.07	3.56	4.25	-0.06	0.12
EBT Excluding Unusual Items	295.15	273.04	207.59	186.23	175.67	98.07
Gain (Loss) on Sale of Investments	13.86	9.84	17.89	8.95	-	-
Pretax Income	309.04	282.92	225.48	195.87	175.75	98.18
Income Tax Expense	75.05	66.77	54.57	45.74	41.68	24.04
Earnings From Continuing Ops.	233.99	216.15	170.91	150.14	134.06	74.14
Net Income to Company	233.99	216.15	170.91	150.14	134.06	74.14
Minority Interest in Earnings	-0	-0	0	-0	-0	-0
Net Income	233.99	216.15	170.91	150.14	134.06	74.14
Preferred Dividends & Other Adjustments	38.03	36.2	28.68	24.9	23.28	11.93
Net Income to Common	195.96	179.95	142.23	125.23	110.78	62.21
Net Income Growth	74.64%	26.47%	13.84%	11.99%	80.83%	10.39%
Shares Outstanding (Basic)	270	186	175	117	115	115
Shares Outstanding (Diluted)	270	186	175	117	115	115
Shares Change (YoY)	54.62%	6.44%	49.43%	1.86%	-	-
EPS (Basic)	0.72	0.97	0.81	1.07	0.96	0.54
EPS (Diluted)	0.72	0.97	0.81	1.07	0.96	0.54
EPS Growth	13.20%	18.86%	-23.99%	10.98%	78.09%	10.71%
Free Cash Flow	-1,883	-809.9	-676.44	228.15	-504.06	-861.61
Free Cash Flow Per Share	-6.96	-4.35	-3.87	1.95	-4.39	-7.50
Dividend Per Share	-	-	0.599	0.804	-	-
Dividend Growth	-	-	-25.50%	-	-	-
Operating Margin	12.83%	14.07%	18.65%	29.44%	30.85%	17.91%
Profit Margin	10.31%	11.39%	14.01%	21.01%	20.43%	12.26%
Free Cash Flow Margin	-99.03%	-51.28%	-66.64%	38.28%	-92.95%	-169.76%
Effective Tax Rate	24.29%	23.60%	24.20%	23.35%	23.72%	24.49%
Revenue as Reported	1,687	1,687	1,129	696.39	611.46	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.