EGX:FAITA Income Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	27,006	23,897	16,268	12,120	10,962	9,514
Interest Income on Investments	299.25	294.75	233.83	125.01	54.7	59.82
Total Interest Income	27,305	24,192	16,502	12,245	11,017	9,574
Interest Paid on Deposits	16,254	14,610	10,518	7,776	5,471	4,926
Net Interest Income	11,051	9,582	5,984	4,468	5,546	4,648
Net Interest Income Growth (YoY)	42.04%	60.14%	33.92%	-19.44%	19.31%	9.55%
Income From Trading Activities	157.5	276.32	81.84	119.99	99.27	16.24
Gain (Loss) on Sale of Assets	1.4	9.22	16.19	9.2	2.78	16.98
Gain (Loss) on Sale of Investments	24.13	116.13	86.98	26.18	0.78	23.46
Other Non-Interest Income	1,936	2,426	1,710	1,161	728.07	596.79
Total Non-Interest Income	2,119	2,828	1,895	1,317	830.89	653.47
Non-Interest Income Growth (YoY)	-29.15%	49.21%	43.91%	58.48%	27.15%	10.97%
Revenues Before Loan Losses	13,170	12,410	7,879	5,785	6,377	5,302
Provision for Loan Losses	63.46	309.36	689.07	-149.44	212.69	220.09
Revenue	13,107	12,100	7,190	5,934	6,164	5,082
Revenue Growth (YoY)	37.43%	68.30%	21.15%	-3.73%	21.30%	3.29%
Salaries and Employee Benefits	1,298	1,298	1,087	709.72	658.11	615.39
Occupancy Expenses	455.5	455.5	350.84	203.8	169.63	-
Selling, General & Administrative	1,968	1,261	880.67	725.46	481.73	560.07
Other Non-Interest Expense	-24.12	-5,952	-1,600	-2,472	-105.97	88.36
Total Non-Interest Expense	3,698	-2,937	718.37	-832.94	1,204	1,264
EBT Excluding Unusual Items	9,409	15,037	6,471	6,767	4,961	3,818
Pretax Income	9,409	15,037	6,471	6,767	4,961	3,818
Income Tax Expense	3,167	2,463	1,968	1,934	1,944	1,514
Earnings From Continuing Operations	6,242	12,574	4,503	4,833	3,017	2,304
Earnings From Discontinued Operations	-	-	-2.17	-7.76	-	-
Minority Interest in Earnings	-66.92	-132.55	-71.95	-68.5	-51.62	-56.66
Net Income	6,175	12,441	4,429	4,757	2,965	2,247
Preferred Dividends & Other Adjustments	387.5	350	246	222	189	155
Net Income to Common	5,788	12,091	4,183	4,535	2,776	2,092
Net Income Growth	-35.89%	180.88%	-6.89%	60.42%	31.96%	-19.31%
Basic Shares Outstanding	638	638	638	638	1	1
Diluted Shares Outstanding	638	638	638	638	1	1
Shares Change (YoY)	-	-	-	99899.93%	-	-
EPS (Basic)	9.07	18.96	6.56	7.11	4352.88	3280.27
EPS (Diluted)	9.07	18.96	6.56	7.11	4352.88	3280.27
EPS Growth	-37.97%	189.03%	-7.76%	-99.84%	32.70%	-19.16%
Dividend Per Share	-	-	1.765	1.887	1.196	-
Dividend Growth	-	-	-6.47%	57.69%	-	-
Effective Tax Rate	33.66%	16.38%	30.41%	28.58%	39.18%	39.66%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.