Caisse Régionale de Crédit Agricole Mutuel de Normandie-Seine Société coopérative (EPA:CCN)

EPA:CCN Statistics

Total Valuation

EPA:CCN has a market cap or net worth of EUR 817.09 million.

Market Cap	817.09M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Monday, April 27, 2026.

Earnings Date	Apr 27, 2026
Ex-Dividend Date	May 14, 2026

Share Statistics

EPA:CCN has 6.05 million shares outstanding. The number of shares has increased by 0.04% in one year.

Current Share Class	1.05M
Shares Outstanding	6.05M
Shares Change (YoY)	+0.04%
Shares Change (QoQ)	+0.06%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.03%
Float	1.05M

Valuation Ratios

The trailing PE ratio is 9.54.

PE Ratio	9.54
Forward PE	n/a
PS Ratio	2.26
PB Ratio	0.24
P/TBV Ratio	0.24
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-2.54
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.64%.

Return on Equity (ROE)	2.64%
Return on Assets (ROA)	0.35%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.38%
Revenue Per Employee	206,479
Profits Per Employee	48,890
Employee Count	1,867
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EPA:CCN has paid 9.73 million in taxes.

Income Tax	9.73M
Effective Tax Rate	10.21%

Stock Price Statistics

The stock price has increased by +35.66% in the last 52 weeks. The beta is 0.29, so EPA:CCN's price volatility has been lower than the market average.

Beta (5Y)	0.29
52-Week Price Change	+35.66%
50-Day Moving Average	141.65
200-Day Moving Average	128.32
Relative Strength Index (RSI)	44.92
Average Volume (20 Days)	1,281

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EPA:CCN had revenue of EUR 361.54 million and earned 85.61 million in profits. Earnings per share was 14.14.

Revenue	361.54M
Gross Profit	361.54M
Operating Income	95.34M
Pretax Income	95.34M
Net Income	85.61M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	14.14

Balance Sheet

The company has 688.84 million in cash and 1.20 billion in debt, with a net cash position of -507.45 million or -83.83 per share.

Cash & Cash Equivalents	688.84M
Total Debt	1.20B
Net Cash	-507.45M
Net Cash Per Share	-83.83
Equity (Book Value)	3.40B
Book Value Per Share	561.65
Working Capital	-19.13B

Cash Flow

In the last 12 months, operating cash flow was -449.27 million and capital expenditures -21.53 million, giving a free cash flow of -470.80 million.

Operating Cash Flow	-449.27M
Capital Expenditures	-21.53M
Depreciation & Amortization	n/a
Net Borrowing	-8.24M
Free Cash Flow	-470.80M
FCF Per Share	-77.77

Margins

Gross Margin	n/a
Operating Margin	26.37%
Pretax Margin	26.37%
Profit Margin	23.68%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 3.47, which amounts to a dividend yield of 2.57%.

Dividend Per Share	3.47
Dividend Yield	2.57%
Dividend Growth (YoY)	6.12%
Years of Dividend Growth	n/a
Payout Ratio	15.41%
Buyback Yield	-0.04%
Shareholder Yield	2.53%
Earnings Yield	10.48%
FCF Yield	-57.62%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2