Caisse Régionale de Crédit Agricole Mutuel de Normandie-Seine Société coopérative (EPA:CCN)

EPA:CCN Statistics

Total Valuation

EPA:CCN has a market cap or net worth of EUR 806.32 million.

Market Cap	806.32M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, November 7, 2025.

Earnings Date	Nov 7, 2025
Ex-Dividend Date	May 13, 2025

Share Statistics

EPA:CCN has 6.05 million shares outstanding. The number of shares has increased by 0.02% in one year.

Current Share Class	1.05M
Shares Outstanding	6.05M
Shares Change (YoY)	+0.02%
Shares Change (QoQ)	+0.01%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.76%
Float	1.05M

Valuation Ratios

The trailing PE ratio is 10.14.

PE Ratio	10.14
Forward PE	n/a
PS Ratio	2.29
PB Ratio	0.25
P/TBV Ratio	0.25
P/FCF Ratio	1.86
P/OCF Ratio	1.78
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.12
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.57%.

Return on Equity (ROE)	2.57%
Return on Assets (ROA)	0.32%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	200,740
Profits Per Employee	45,403
Employee Count	1,867
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EPA:CCN has paid 4.82 million in taxes.

Income Tax	4.82M
Effective Tax Rate	5.71%

Stock Price Statistics

The stock price has increased by +70.63% in the last 52 weeks. The beta is 0.22, so EPA:CCN's price volatility has been lower than the market average.

Beta (5Y)	0.22
52-Week Price Change	+70.63%
50-Day Moving Average	133.26
200-Day Moving Average	108.18
Relative Strength Index (RSI)	39.91
Average Volume (20 Days)	763

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EPA:CCN had revenue of EUR 351.50 million and earned 79.50 million in profits. Earnings per share was 13.14.

Revenue	351.50M
Gross Profit	351.50M
Operating Income	84.32M
Pretax Income	84.32M
Net Income	79.50M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	13.14

Balance Sheet

The company has 1.22 billion in cash and 1.35 billion in debt, giving a net cash position of -137.82 million or -22.77 per share.

Cash & Cash Equivalents	1.22B
Total Debt	1.35B
Net Cash	-137.82M
Net Cash Per Share	-22.77
Equity (Book Value)	3.22B
Book Value Per Share	531.69
Working Capital	-17.53B

Cash Flow

In the last 12 months, operating cash flow was 451.95 million and capital expenditures -18.37 million, giving a free cash flow of 433.58 million.

Operating Cash Flow	451.95M
Capital Expenditures	-18.37M
Free Cash Flow	433.58M
FCF Per Share	71.65

Margins

Gross Margin	n/a
Operating Margin	23.99%
Pretax Margin	23.99%
Profit Margin	22.62%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	123.35%

Dividends & Yields

This stock pays an annual dividend of 3.27, which amounts to a dividend yield of 2.51%.

Dividend Per Share	3.27
Dividend Yield	2.51%
Dividend Growth (YoY)	-11.86%
Years of Dividend Growth	n/a
Payout Ratio	16.59%
Buyback Yield	-0.02%
Shareholder Yield	2.48%
Earnings Yield	9.86%
FCF Yield	53.77%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4