Caisse Régionale de Crédit Agricole Mutuel Brie Picardie Société coopérative (EPA:CRBP2)

EPA:CRBP2 Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,630	1,513	723.84	623.04	553.14
Interest Income on Investments	98.79	81.26	73.32	49.07	13.98
Total Interest Income	1,729	1,594	797.16	672.11	567.12
Interest Paid on Deposits	1,313	1,190	348.21	258.99	239.57
Net Interest Income	416.09	404.01	448.94	413.12	327.55
Net Interest Income Growth (YoY)	2.99%	-10.01%	8.67%	26.12%	10.77%
Income From Trading Activities	-4.61	-0.33	5.64	-1.34	0.85
Gain (Loss) on Sale of Assets	0.25	0.1	0.02	0.1	0.32
Gain (Loss) on Sale of Investments	-4.02	-	-	-	-
Other Non-Interest Income	289.37	289.77	243.45	247.44	231.67
Total Non-Interest Income	280.99	289.54	249.11	246.2	232.83
Non-Interest Income Growth (YoY)	-2.95%	16.23%	1.18%	5.74%	-22.15%
Revenues Before Loan Losses	697.09	693.55	698.06	659.31	560.38
Provision for Loan Losses	72.3	67.55	57.76	23.87	40.07
Revenue	624.79	626	640.29	635.44	520.31
Revenue Growth (YoY)	-0.19%	-2.23%	0.76%	22.13%	-10.94%
Occupancy Expenses	20.1	19.93	20.58	20.74	17.68
Selling, General & Administrative	1.55	0.75	0.53	0.35	0.29
Other Non-Interest Expense	369.95	371.3	387.62	332.4	314.91
Total Non-Interest Expense	391.6	391.98	408.74	353.49	332.87
EBT Excluding Unusual Items	233.19	234.01	231.56	281.96	187.44
Pretax Income	233.19	234.01	231.56	281.96	187.44
Income Tax Expense	34.06	35.42	44.1	65.36	58.6
Earnings From Continuing Operations	199.14	198.59	187.46	216.59	128.83
Minority Interest in Earnings	0.04	0.46	-	-	-
Net Income	199.18	199.05	187.46	216.59	128.83
Net Income to Common	199.18	199.05	187.46	216.59	128.83
Net Income Growth	0.07%	6.18%	-13.45%	68.12%	-28.20%
Basic Shares Outstanding	55	39	39	39	54
Diluted Shares Outstanding	55	39	39	39	54
Shares Change (YoY)	41.42%	-	-	-28.89%	0.24%
EPS (Basic)	3.65	5.16	4.85	5.61	2.37
EPS (Diluted)	3.65	5.16	4.85	5.61	2.37
EPS Growth	-29.24%	6.18%	-13.45%	136.43%	-28.37%
Dividend Per Share	1.090	1.100	1.020	1.000	0.790
Dividend Growth	-0.91%	7.84%	2.00%	26.58%	-31.30%
Effective Tax Rate	14.61%	15.14%	19.05%	23.18%	31.27%

Updated Mar 13, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.