Caisse Régionale de Crédit Agricole Mutuel Brie Picardie Société coopérative (EPA: CRBP2)

CRBP2 Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 31, 2023	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	1,513	1,513	723.84	623.04	553.14	573.51
Interest Income on Investments	81.26	81.26	73.32	49.07	13.98	-
Total Interest Income	1,594	1,594	797.16	672.11	567.12	573.51
Interest Paid on Deposits	1,190	1,190	348.21	258.99	239.57	277.81
Net Interest Income	404.01	404.01	448.94	413.12	327.55	295.7
Net Interest Income Growth (YoY)	-10.01%	-10.01%	8.67%	26.12%	10.77%	-0.82%
Income From Trading Activities	-0.33	-0.33	5.64	-1.34	0.85	-3.86
Gain (Loss) on Sale of Assets	0.1	0.1	0.02	0.1	0.32	0.36
Other Non-Interest Income	289.77	289.77	243.45	247.44	231.67	302.59
Total Non-Interest Income	289.54	289.54	249.11	246.2	232.83	299.09
Non-Interest Income Growth (YoY)	16.23%	16.23%	1.18%	5.74%	-22.15%	2.13%
Revenues Before Loan Losses	693.55	693.55	698.06	659.31	560.38	594.79
Provision for Loan Losses	67.55	67.55	57.76	23.87	40.07	10.57
Revenue	626	626	640.29	635.44	520.31	584.22
Revenue Growth (YoY)	-2.23%	-2.23%	0.76%	22.13%	-10.94%	0.93%
Occupancy Expenses	19.93	19.93	20.58	20.74	17.68	15.66
Selling, General & Administrative	0.75	0.75	0.53	0.35	0.29	0.63
Other Non-Interest Expense	371.3	371.3	387.62	332.4	314.91	317.6
Total Non-Interest Expense	391.98	391.98	408.74	353.49	332.87	333.89
EBT Excluding Unusual Items	234.01	234.01	231.56	281.96	187.44	250.33
Pretax Income	234.01	234.01	231.56	281.96	187.44	250.33
Income Tax Expense	35.42	35.42	44.1	65.36	58.6	70.9
Earnings From Continuing Operations	198.59	198.59	187.46	216.59	128.83	179.43
Minority Interest in Earnings	0.46	0.46	-	-	-	-
Net Income	199.05	199.05	187.46	216.59	128.83	179.43
Net Income to Common	199.05	199.05	187.46	216.59	128.83	179.43
Net Income Growth	6.18%	6.18%	-13.45%	68.12%	-28.20%	-5.35%
Basic Shares Outstanding	39	39	39	39	54	54
Diluted Shares Outstanding	39	39	39	39	54	54
Shares Change (YoY)	-	-	-	-28.89%	0.24%	0.15%
EPS (Basic)	5.16	5.16	4.85	5.61	2.37	3.31
EPS (Diluted)	5.16	5.16	4.85	5.61	2.37	3.31
EPS Growth	6.18%	6.18%	-13.45%	136.43%	-28.37%	-5.49%
Dividend Per Share	1.100	1.100	1.020	1.000	0.790	1.150
Dividend Growth	7.84%	7.84%	2.00%	26.58%	-31.30%	0%
Effective Tax Rate	15.14%	15.14%	19.04%	23.18%	31.27%	28.32%

Source: S&P Capital IQ. Banks template. Financial Sources.