Firstcaution SA (EPA:MLFIR)

Firstcaution Income Statement

Financials in millions CHF. Fiscal year is January - December.

Fiscal Year	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Premiums & Annuity Revenue	22.9	19.2	17.18	15.17	12.28
Total Interest & Dividend Income	0.05	0.01	0.01	0.01	0.01
Other Revenue	0.19	0.31	0.28	0.41	0.41
Total Revenue	23.15	19.52	17.48	15.58	12.7
Revenue Growth (YoY)	18.58%	11.67%	12.17%	22.67%	21.46%
Policy Benefits	6.17	4.32	4.37	2.57	2.29
Policy Acquisition & Underwriting Costs	7.23	6.29	6.91	5.59	5.31
Depreciation & Amortization	0.66	0.42	0.39	0.25	0.17
Other Operating Expenses	1.34	1.64	1.22	0.92	0.56
Total Operating Expenses	22.82	19.89	19	13.81	11.56
Operating Income	0.32	-0.37	-1.52	1.77	1.15
Interest Expense	-0.21	-0.14	-0.11	-0.09	-0.08
Other Non Operating Income (Expenses)	-0	-	-	-	-
EBT Excluding Unusual Items	0.12	-0.51	-1.63	1.69	1.06
Other Unusual Items	-0.08	0.1	1.27	-0.05	-
Pretax Income	0.04	-0.41	-0.36	1.64	1.06
Income Tax Expense	0.01	0.01	0.01	0.05	0.01
Net Income	0.02	-0.42	-0.37	1.59	1.05
Net Income to Common	0.02	-0.42	-0.37	1.59	1.05
Net Income Growth	-	-	-	51.40%	173.29%
Shares Outstanding (Basic)	4	4	-	4	4
Shares Outstanding (Diluted)	4	4	-	4	4
EPS (Basic)	0.01	-0.11	-	0.42	0.28
EPS (Diluted)	0.01	-0.11	-	0.42	0.28
EPS Growth	-	-	-	51.40%	173.29%
Free Cash Flow	11.27	8.31	6.69	4.12	3.21
Free Cash Flow Per Share	2.98	2.20	-	1.09	0.85
Dividend Per Share	-	-	-	0.400	-
Operating Margin	1.40%	-1.90%	-8.67%	11.37%	9.02%
Profit Margin	0.10%	-2.16%	-2.11%	10.22%	8.28%
Free Cash Flow Margin	48.69%	42.56%	38.28%	26.41%	25.30%
EBITDA	0.98	-0.01	-1.13	2.02	1.31
EBITDA Margin	4.25%	-0.06%	-6.46%	12.98%	10.33%
D&A For EBITDA	0.66	0.36	0.39	0.25	0.17
EBIT	0.32	-0.37	-1.52	1.77	1.15
EBIT Margin	1.40%	-1.90%	-8.67%	11.37%	9.02%
Effective Tax Rate	34.50%	-	-	2.80%	1.06%
Revenue as Reported	21.76	17.87	16.25	15.58	12.69

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.