Firstcaution SA (EPA:MLFIR)

Firstcaution Income Statement

Financials in millions CHF. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	26.36	22.9	19.2	17.18	15.17
Total Interest & Dividend Income	0.23	0.05	0.01	0.01	0.01
Other Revenue	0.34	0.19	0.31	0.28	0.41
Total Revenue	26.92	23.15	19.52	17.48	15.58
Revenue Growth (YoY)	16.33%	18.58%	11.67%	12.17%	22.67%
Policy Benefits	7.1	6.17	4.32	4.37	2.57
Policy Acquisition & Underwriting Costs	7.21	7.23	6.29	6.91	5.59
Depreciation & Amortization	0.71	0.66	0.42	0.39	0.25
Other Operating Expenses	2.45	1.34	1.64	1.22	0.92
Total Operating Expenses	25.06	22.82	19.89	19	13.81
Operating Income	1.86	0.32	-0.37	-1.52	1.77
Interest Expense	-0.38	-0.21	-0.14	-0.11	-0.09
Other Non Operating Income (Expenses)	-	-0	-	-	-
EBT Excluding Unusual Items	1.48	0.12	-0.51	-1.63	1.69
Other Unusual Items	-0.08	-0.08	0.1	1.27	-0.05
Pretax Income	1.4	0.04	-0.41	-0.36	1.64
Income Tax Expense	0.1	0.01	0.01	0.01	0.05
Net Income	1.3	0.02	-0.42	-0.37	1.59
Net Income to Common	1.3	0.02	-0.42	-0.37	1.59
Net Income Growth	5257.00%	-	-	-	51.40%
Shares Outstanding (Basic)	4	4	4	-	4
Shares Outstanding (Diluted)	4	4	4	-	4
EPS (Basic)	0.34	0.01	-0.11	-	0.42
EPS (Diluted)	0.34	0.01	-0.11	-	0.42
EPS Growth	5257.09%	-	-	-	51.40%
Free Cash Flow	8.42	11.27	8.31	6.69	4.12
Free Cash Flow Per Share	2.23	2.98	2.20	-	1.09
Dividend Per Share	-	-	-	-	0.400
Operating Margin	6.91%	1.40%	-1.90%	-8.67%	11.37%
Profit Margin	4.82%	0.10%	-2.16%	-2.11%	10.22%
Free Cash Flow Margin	31.27%	48.69%	42.56%	38.28%	26.41%
EBITDA	2.57	0.98	-0.01	-1.13	2.02
EBITDA Margin	9.56%	4.25%	-0.06%	-6.46%	12.98%
D&A For EBITDA	0.71	0.66	0.36	0.39	0.25
EBIT	1.86	0.32	-0.37	-1.52	1.77
EBIT Margin	6.91%	1.40%	-1.90%	-8.67%	11.37%
Effective Tax Rate	7.07%	34.50%	-	-	2.80%
Revenue as Reported	24.24	21.76	17.87	16.25	15.58

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.