UBS Group AG (ETR:0UB)

UBS Group AG Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	28,585	35,994	31,743	11,782	8,533	10,109
Interest Income on Investments	7,061	7,061	3,770	1,403	1,431	-
Total Interest Income	35,646	43,055	35,513	13,185	9,964	10,109
Interest Paid on Deposits	28,232	35,947	28,216	6,564	3,259	4,247
Total Interest Expense	28,232	35,947	28,216	6,564	3,259	4,247
Net Interest Income	7,414	7,108	7,297	6,621	6,705	5,862
Net Interest Income Growth (YoY)	-23.06%	-2.59%	10.21%	-1.25%	14.38%	30.24%
Gain (Loss) on Sale of Assets	32	96	12	157	200	922
Gain (Loss) on Sale of Investments	6	135	7	843	50	40
Gain (Loss) on Sale of Equity Investments	64	144	-348	32	105	84
Other Non-Interest Income	41,271	41,097	33,683	26,553	28,405	26,172
Total Non-Interest Income	41,373	41,472	33,354	27,585	28,760	27,218
Non-Interest Income Growth (YoY)	8.79%	24.34%	20.91%	-4.09%	5.67%	11.08%
Revenues Before Loan Losses	48,787	48,580	40,651	34,206	35,465	33,080
Provision for Loan Losses	594	551	1,037	29	-148	694
Revenue	48,193	48,029	39,614	34,177	35,613	32,386
Revenue Growth (YoY)	2.09%	21.24%	15.91%	-4.03%	9.96%	11.96%
Salaries and Employee Benefits	24,896	24,673	22,678	17,660	18,387	17,224
Occupancy Expenses	3,174	3,315	2,307	2,061	2,118	2,126
Selling, General & Administrative	7,690	8,743	8,720	5,189	5,553	4,885
Other Non-Interest Expense	1	-1	2	-	-	-
Total Non-Interest Expense	35,761	36,730	33,707	24,910	26,058	24,235
EBT Excluding Unusual Items	12,432	11,299	5,907	9,267	9,555	8,151
Asset Writedown	-53	-53	-593	-	-	-
Legal Settlements	-	-	-	111	-	-
Other Unusual Items	577	330	27,448	246	-71	4
Pretax Income	8,200	6,820	28,255	9,604	9,484	8,155
Income Tax Expense	829	1,675	873	1,942	1,998	1,583
Earnings From Continuing Operations	7,371	5,145	27,382	7,662	7,486	6,572
Minority Interest in Earnings	-33	-60	-16	-32	-29	-15
Net Income	7,338	5,085	27,366	7,630	7,457	6,557
Net Income to Common	7,338	5,085	27,366	7,630	7,457	6,557
Net Income Growth	81.81%	-81.42%	258.66%	2.32%	13.73%	52.35%
Basic Shares Outstanding	3,181	3,198	3,153	3,261	3,483	3,583
Diluted Shares Outstanding	3,318	3,351	3,296	3,397	3,627	3,707
Shares Change (YoY)	-1.07%	1.67%	-2.99%	-6.33%	-2.15%	-1.60%
EPS (Basic)	2.31	1.59	8.68	2.34	2.14	1.83
EPS (Diluted)	2.21	1.52	8.30	2.25	2.06	1.77
EPS Growth	84.33%	-81.69%	268.89%	9.22%	16.48%	55.13%
Dividend Per Share	0.900	0.900	0.700	0.550	0.500	0.370
Dividend Growth	28.57%	28.57%	27.27%	10.00%	35.13%	-49.31%
Effective Tax Rate	10.11%	24.56%	3.09%	20.22%	21.07%	19.41%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.