Banco de Sabadell Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,371	1,277	1,419	2,024	1,472
Investment Securities	44,757	43,187	34,005	27,709	22,778
Trading Asset Securities	3,556	5,422	4,563	5,544	2,493
Total Investments	48,313	48,608	38,569	33,253	25,271
Gross Loans	123,972	163,397	157,165	166,745	167,084
Allowance for Loan Losses	-2,355	-2,848	-3,202	-3,020	-3,302
Other Adjustments to Gross Loans	-209.34	-242.21	-241.07	-183.9	-152.92
Net Loans	121,407	160,307	153,722	163,541	163,629
Property, Plant & Equipment	1,599	1,997	2,067	2,282	2,397
Goodwill	1,027	1,027	1,018	1,027	1,026
Other Intangible Assets	1,467	1,531	1,465	1,457	1,555
Investments in Real Estate	132.92	157.14	229.6	299.74	379.27
Accrued Interest Receivable	94.86	93.19	71.93	51.61	49.67
Other Receivables	484.55	544.85	452.29	206.56	319.6
Restricted Cash	11,032	17,106	28,567	39,237	47,741
Other Current Assets	208,957	208.26	306.08	295	347.58
Long-Term Deferred Tax Assets	5,607	5,900	6,386	6,645	6,708
Other Real Estate Owned & Foreclosed	-156,376	461.42	527.14	537.15	573.17
Other Long-Term Assets	276.93	381.07	373.78	385.85	477
Total Assets	245,392	239,598	235,173	251,241	251,947
Accrued Expenses	365.1	481.68	575	-	-
Interest Bearing Deposits	25,690	35,172	37,836	47,163	55,285
Non-Interest Bearing Deposits	109,577	138,352	134,243	147,540	147,803
Total Deposits	135,267	173,524	172,079	194,703	203,088
Short-Term Borrowings	20,619	15,385	15,684	13,053	7,740
Current Income Taxes Payable	194.7	101.83	217.98	112.99	81.16
Other Current Liabilities	52,958	4,767	4,869	4,579	2,943
Long-Term Debt	19,802	27,517	25,025	22,489	22,093
Long-Term Leases	708.65	928.9	947.47	969.48	1,037
Pension & Post-Retirement Benefits	49.94	54.47	58.31	63.38	86.02
Long-Term Deferred Tax Liabilities	121.04	120.74	114.97	113.72	123.77
Other Long-Term Liabilities	1,226	1,685	1,723	2,072	1,758
Total Liabilities	231,311	224,565	221,294	238,155	238,950
Common Stock	627.96	680.03	680.03	703.37	703.37
Additional Paid-In Capital	6,600	7,695	7,695	7,899	7,899
Retained Earnings	9,214	8,771	7,572	6,637	5,971
Treasury Stock	-25.88	-119.35	-39.62	-23.77	-34.52
Comprehensive Income & Other	-2,370	-2,029	-2,063	-2,164	-1,568
Total Common Equity	14,047	14,998	13,845	13,052	12,971
Minority Interest	34.6	34.42	34.21	34.34	24.98
Shareholders' Equity	14,082	15,033	13,879	13,086	12,996
Total Liabilities & Equity	245,392	239,598	235,173	251,241	251,947
Total Debt	41,129	43,831	41,656	36,511	30,871
Net Cash (Debt)	-25,007	-25,885	-30,055	-28,943	-26,905
Net Cash Per Share	-4.85	-4.81	-5.56	-5.17	-4.82
Filing Date Shares Outstanding	4,972	5,361	5,403	5,602	5,586
Total Common Shares Outstanding	4,972	5,361	5,403	5,602	5,586
Book Value Per Share	2.83	2.80	2.56	2.33	2.32
Tangible Book Value	11,554	12,440	11,362	10,568	10,390
Tangible Book Value Per Share	2.32	2.32	2.10	1.89	1.86

Source: S&P Global Market Intelligence. Banks template. Financial Sources.