Fiserv, Inc. (ETR:FIV)

Fiserv Statistics

Total Valuation

Fiserv has a market cap or net worth of EUR 29.36 billion. The enterprise value is 54.56 billion.

Market Cap	29.36B
Enterprise Value	54.56B

Important Dates

The next estimated earnings date is Friday, February 6, 2026.

Earnings Date	Feb 6, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	537.85M
Shares Outstanding	n/a
Shares Change (YoY)	-5.49%
Shares Change (QoQ)	-1.97%
Owned by Insiders (%)	0.67%
Owned by Institutions (%)	93.96%
Float	533.70M

Valuation Ratios

The trailing PE ratio is 9.55 and the forward PE ratio is 8.16.

PE Ratio	9.55
Forward PE	8.16
PS Ratio	1.63
PB Ratio	1.37
P/TBV Ratio	n/a
P/FCF Ratio	7.46
P/OCF Ratio	5.43
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.79, with an EV/FCF ratio of 13.86.

EV / Earnings	17.75
EV / Sales	3.00
EV / EBITDA	6.79
EV / EBIT	10.53
EV / FCF	13.86

Financial Position

The company has a current ratio of 1.08, with a Debt / Equity ratio of 1.21.

Current Ratio	1.08
Quick Ratio	0.24
Debt / Equity	1.21
Debt / EBITDA	3.23
Debt / FCF	6.56
Interest Coverage	4.10

Financial Efficiency

Return on equity (ROE) is 13.54% and return on invested capital (ROIC) is 6.95%.

Return on Equity (ROE)	13.54%
Return on Assets (ROA)	4.77%
Return on Invested Capital (ROIC)	6.95%
Return on Capital Employed (ROCE)	10.66%
Revenue Per Employee	474,597
Profits Per Employee	80,901
Employee Count	38,000
Asset Turnover	0.27
Inventory Turnover	16.35

Taxes

In the past 12 months, Fiserv has paid 683.54 million in taxes.

Income Tax	683.54M
Effective Tax Rate	18.12%

Stock Price Statistics

The stock price has decreased by -50.09% in the last 52 weeks. The beta is 0.90, so Fiserv's price volatility has been lower than the market average.

Beta (5Y)	0.90
52-Week Price Change	-50.09%
50-Day Moving Average	95.96
200-Day Moving Average	100.73
Relative Strength Index (RSI)	18.36
Average Volume (20 Days)	5,075

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.25

Income Statement

In the last 12 months, Fiserv had revenue of EUR 18.03 billion and earned 3.07 billion in profits. Earnings per share was 5.52.

Revenue	18.03B
Gross Profit	10.91B
Operating Income	5.18B
Pretax Income	3.77B
Net Income	3.07B
EBITDA	7.84B
EBIT	5.18B
Earnings Per Share (EPS)	5.52

Balance Sheet

The company has 910.26 million in cash and 25.84 billion in debt, giving a net cash position of -24.93 billion.

Cash & Cash Equivalents	910.26M
Total Debt	25.84B
Net Cash	-24.93B
Net Cash Per Share	n/a
Equity (Book Value)	21.43B
Book Value Per Share	39.87
Working Capital	1.52B

Cash Flow

In the last 12 months, operating cash flow was 5.40 billion and capital expenditures -1.47 billion, giving a free cash flow of 3.94 billion.

Operating Cash Flow	5.40B
Capital Expenditures	-1.47B
Free Cash Flow	3.94B
FCF Per Share	n/a

Margins

Gross margin is 60.48%, with operating and profit margins of 28.72% and 17.05%.

Gross Margin	60.48%
Operating Margin	28.72%
Pretax Margin	20.92%
Profit Margin	17.05%
EBITDA Margin	43.45%
EBIT Margin	28.72%
FCF Margin	21.83%

Dividends & Yields

Fiserv does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	5.49%
Shareholder Yield	5.49%
Earnings Yield	10.47%
FCF Yield	13.41%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 20, 2018. It was a forward split with a ratio of 2.

Last Split Date	Mar 20, 2018
Split Type	Forward
Split Ratio	2

Scores

Fiserv has an Altman Z-Score of 2.17 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	2.17
Piotroski F-Score	6