Merkur PrivatBank KgaA (ETR:MBK)

Merkur PrivatBank KgaA Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	-	146.45	80.74	67.21	62.58
Interest Income on Investments	-	0.29	0.19	0.04	0.07
Total Interest Income	-	146.74	80.93	67.25	62.65
Interest Paid on Deposits	-	50.97	11.35	9.34	9.89
Net Interest Income	95.9	95.77	69.58	57.91	52.75
Net Interest Income Growth (YoY)	0.14%	37.65%	20.14%	9.78%	24.46%
Income From Trading Activities	-	2.41	5.59	2.72	3.6
Other Non-Interest Income	29	21.08	23.78	22.32	21.21
Total Non-Interest Income	29	23.49	29.37	25.04	24.81
Non-Interest Income Growth (YoY)	23.47%	-20.04%	17.30%	0.94%	262.52%
Revenues Before Loan Losses	124.9	119.26	98.95	82.95	77.56
Provision for Loan Losses	-	8.12	8.34	-8.29	5.63
Revenue	124.9	111.14	90.61	91.24	71.93
Revenue Growth (YoY)	12.38%	22.67%	-0.70%	26.85%	49.77%
Salaries and Employee Benefits	-	38.16	36.22	30.68	30.47
Occupancy Expenses	-	1.51	1.34	0.88	1.03
Selling, General & Administrative	65.7	22.07	20.42	17.71	15.88
Other Non-Interest Expense	29.7	22.66	12.23	22.27	6.79
Total Non-Interest Expense	95.4	84.4	70.21	71.53	54.17
EBT Excluding Unusual Items	29.5	26.75	20.4	19.71	17.76
Pretax Income	29.5	26.75	20.4	19.71	17.76
Income Tax Expense	15.7	15.95	10.51	10.54	9.56
Net Income	13.8	10.79	9.89	9.17	8.2
Net Income to Common	13.8	10.79	9.89	9.17	8.2
Net Income Growth	27.84%	9.17%	7.82%	11.79%	-65.17%
Basic Shares Outstanding	-	8	8	8	8
Diluted Shares Outstanding	-	8	8	8	8
Shares Change (YoY)	-	-	0.09%	-0.53%	37.34%
EPS (Basic)	-	1.39	1.27	1.18	1.05
EPS (Diluted)	-	1.39	1.27	1.18	1.05
EPS Growth	-	9.17%	7.72%	12.39%	-74.64%
Dividend Per Share	-	0.500	0.450	0.450	0.400
Dividend Growth	-	11.11%	-	12.50%	25.00%
Effective Tax Rate	53.22%	59.64%	51.52%	53.47%	53.81%

Updated Oct 21, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.