Merkur PrivatBank KgaA Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	34.23	1.63	1.91	3.47	2.09	2.82
Investment Securities	0.02	5.91	5.85	54.45	25.09	30.07
Total Investments	0.02	5.91	5.85	54.45	25.09	30.07
Gross Loans	-	3,306	3,122	2,593	2,124	2,122
Net Loans	-	3,306	3,122	2,593	2,124	2,122
Property, Plant & Equipment	42.38	34.76	26	25.71	23.72	22.53
Other Intangible Assets	-	0.09	0.13	0.07	0.1	0.04
Accrued Interest Receivable	-	0.01	0.01	0.02	-	-
Other Receivables	493.36	644.62	555.05	507.04	120.92	155.09
Restricted Cash	-	31.55	28	25.01	405.36	338.19
Other Current Assets	-	0.81	0.44	0.09	0.12	0.01
Other Long-Term Assets	24.07	16.15	17.45	19.12	15.4	11.08
Total Assets	3,979	4,042	3,757	3,228	2,716	2,682
Accrued Expenses	-	15.03	10.12	6	5.49	5.67
Interest Bearing Deposits	3,275	1,462	1,581	907.06	472.37	815.29
Non-Interest Bearing Deposits	-	1,898	1,559	1,766	1,712	1,399
Total Deposits	3,275	3,361	3,140	2,673	2,184	2,214
Short-Term Borrowings	-	11.6	12.05	5.52	5.31	3.5
Current Portion of Long-Term Debt	-	43.51	34.15	34.55	30.11	19.69
Current Income Taxes Payable	-	4.98	20.45	13.72	8.9	3.97
Accrued Interest Payable	-	-	-	-	3.86	4.19
Other Current Liabilities	-	30.6	0.39	-	3.14	3.01
Long-Term Debt	300.15	272.85	263.41	244.35	235.2	231.32
Other Long-Term Liabilities	69.83	159.63	142.52	126.14	122.48	85.55
Total Liabilities	3,645	3,899	3,623	3,103	2,599	2,571
Common Stock	334.19	19.91	19.91	19.91	19.91	19.91
Retained Earnings	-	84.66	75.57	67.14	59.72	52.72
Comprehensive Income & Other	-	33.55	33.55	33.55	33.55	33.55
Total Common Equity	334.19	138.12	129.04	120.61	113.18	106.19
Minority Interest	-	4.7	4.7	4.7	4.7	4.7
Shareholders' Equity	334.19	142.82	133.73	125.31	117.88	110.88
Total Liabilities & Equity	3,979	4,042	3,757	3,228	2,716	2,682
Total Debt	300.15	327.96	309.61	284.41	270.62	254.51
Net Cash (Debt)	-265.92	-326.33	-307.7	-280.94	-268.53	-251.69
Net Cash Per Share	-	-41.95	-39.56	-36.12	-34.55	-32.21
Filing Date Shares Outstanding	-	7.78	7.78	7.78	7.78	7.78
Total Common Shares Outstanding	-	7.78	7.78	7.78	7.78	7.78
Book Value Per Share	-	17.76	16.59	15.50	14.55	13.65
Tangible Book Value	334.19	138.03	128.91	120.54	113.09	106.14
Tangible Book Value Per Share	-	17.74	16.57	15.50	14.54	13.65

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.