UnitedHealth Group Incorporated (ETR:UNH)

UnitedHealth Group Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 26, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	224,824	254,681	449,660	440,540	463,521	415,857
Market Cap Growth	-52.03%	-43.36%	2.07%	-4.96%	11.46%	52.88%
Enterprise Value	271,905	308,297	503,297	471,245	480,454	442,442
PE Ratio	21.90	24.80	32.32	21.76	24.62	27.36
PS Ratio	0.59	0.67	1.16	1.31	1.53	1.64
PB Ratio	2.60	2.94	4.54	4.92	5.74	6.18
P/FCF Ratio	16.42	18.60	22.48	18.96	21.17	23.78
P/OCF Ratio	13.40	15.18	19.23	16.75	18.90	21.17
EV/Sales Ratio	0.72	0.81	1.30	1.40	1.58	1.75
EV/EBITDA Ratio	13.77	15.52	14.89	14.83	16.65	19.23
EV/EBIT Ratio	16.94	19.09	16.14	16.10	18.06	20.99
EV/FCF Ratio	19.86	22.52	25.17	20.28	21.94	25.30
Debt / Equity Ratio	0.77	0.77	0.80	0.63	0.67	0.60
Debt / EBITDA Ratio	3.36	3.36	2.25	1.78	1.87	1.76
Debt / FCF Ratio	4.88	4.88	3.95	2.44	2.46	2.31
Net Debt / Equity Ratio	0.53	0.53	0.55	0.38	0.40	0.32
Net Debt / EBITDA Ratio	2.32	2.32	1.61	1.06	1.11	0.94
Net Debt / FCF Ratio	3.36	3.36	2.73	1.45	1.46	1.24
Quick Ratio	0.45	0.45	0.75	0.69	0.65	0.66
Current Ratio	0.79	0.79	0.83	0.75	0.73	0.73
Asset Turnover	1.47	1.47	1.40	1.43	1.42	1.41
Return on Equity (ROE)	12.54%	12.54%	15.13%	24.98%	25.35%	24.12%
Return on Assets (ROA)	3.90%	3.90%	7.06%	7.79%	7.76%	7.32%
Return on Invested Capital (ROIC)	9.03%	9.07%	14.18%	16.84%	16.72%	16.11%
Earnings Yield	4.57%	4.03%	3.09%	4.60%	4.06%	3.65%
FCF Yield	6.09%	5.38%	4.45%	5.27%	4.72%	4.21%
Dividend Yield	3.09%	2.65%	1.67%	1.44%	1.28%	1.18%
Payout Ratio	67.73%	65.66%	52.29%	30.21%	29.78%	30.55%
Buyback Yield / Dilution	1.94%	1.94%	0.96%	1.26%	0.63%	0.52%
Total Shareholder Return	5.03%	4.59%	2.63%	2.70%	1.91%	1.70%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.